LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,076
−HK$2,325/mo
▼ 0.25% · 3.875%
HK$38,229
−HK$1,172/mo
Today · 4.125%
HK$39,401
baseline
▲ 0.50% · 4.625%
HK$41,798
+HK$2,397/mo
Deposit HK$8.13M · loan HK$8.13M · min. income ≈ HK$78,802/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$609,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,246
−HK$2,229/mo
▼ 0.25% · 3.875%
HK$42,352
−HK$1,123/mo
Today · 4.125%
HK$43,475
baseline
▲ 0.50% · 4.625%
HK$45,766
+HK$2,291/mo
Deposit HK$8.13M · loan HK$8.13M · min. income ≈ HK$86,950/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$609,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,491
−HK$2,790/mo
▼ 0.25% · 3.875%
HK$45,875
−HK$1,406/mo
Today · 4.125%
HK$47,281
baseline
▲ 0.50% · 4.625%
HK$50,158
+HK$2,877/mo
Deposit HK$6.50M · loan HK$9.76M · min. income ≈ HK$94,562/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,496
−HK$2,674/mo
▼ 0.25% · 3.875%
HK$50,823
−HK$1,347/mo
Today · 4.125%
HK$52,170
baseline
▲ 0.50% · 4.625%
HK$54,920
+HK$2,750/mo
Deposit HK$6.50M · loan HK$9.76M · min. income ≈ HK$104,340/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,906
−HK$3,255/mo
▼ 0.25% · 3.875%
HK$53,520
−HK$1,641/mo
Today · 4.125%
HK$55,161
baseline
▲ 0.50% · 4.625%
HK$58,517
+HK$3,356/mo
Deposit HK$4.88M · loan HK$11.38M · min. income ≈ HK$110,322/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$609,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,745
−HK$3,120/mo
▼ 0.25% · 3.875%
HK$59,293
−HK$1,572/mo
Today · 4.125%
HK$60,865
baseline
▲ 0.50% · 4.625%
HK$64,073
+HK$3,208/mo
Deposit HK$4.88M · loan HK$11.38M · min. income ≈ HK$121,730/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$609,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,736
−HK$4,185/mo
▼ 0.25% · 3.875%
HK$68,812
−HK$2,109/mo
Today · 4.125%
HK$70,921
baseline
▲ 0.50% · 4.625%
HK$75,236
+HK$4,315/mo
Deposit HK$1.63M · loan HK$14.63M · min. income ≈ HK$141,842/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$609,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,243
−HK$4,011/mo
▼ 0.25% · 3.875%
HK$76,234
−HK$2,020/mo
Today · 4.125%
HK$78,254
baseline
▲ 0.50% · 4.625%
HK$82,379
+HK$4,125/mo
Deposit HK$1.63M · loan HK$14.63M · min. income ≈ HK$156,508/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$609,729 · Scale 2, in force from 26 Feb 2026)