LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,078
−HK$2,325/mo
▼ 0.25% · 3.875%
HK$38,231
−HK$1,172/mo
Today · 4.125%
HK$39,403
baseline
▲ 0.50% · 4.625%
HK$41,801
+HK$2,398/mo
Deposit HK$8.13M · loan HK$8.13M · min. income ≈ HK$78,806/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$609,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,249
−HK$2,229/mo
▼ 0.25% · 3.875%
HK$42,355
−HK$1,123/mo
Today · 4.125%
HK$43,478
baseline
▲ 0.50% · 4.625%
HK$45,769
+HK$2,291/mo
Deposit HK$8.13M · loan HK$8.13M · min. income ≈ HK$86,956/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$609,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,494
−HK$2,790/mo
▼ 0.25% · 3.875%
HK$45,878
−HK$1,406/mo
Today · 4.125%
HK$47,284
baseline
▲ 0.50% · 4.625%
HK$50,161
+HK$2,877/mo
Deposit HK$6.50M · loan HK$9.76M · min. income ≈ HK$94,568/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,499
−HK$2,674/mo
▼ 0.25% · 3.875%
HK$50,826
−HK$1,347/mo
Today · 4.125%
HK$52,173
baseline
▲ 0.50% · 4.625%
HK$54,923
+HK$2,750/mo
Deposit HK$6.50M · loan HK$9.76M · min. income ≈ HK$104,346/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,909
−HK$3,255/mo
▼ 0.25% · 3.875%
HK$53,524
−HK$1,640/mo
Today · 4.125%
HK$55,164
baseline
▲ 0.50% · 4.625%
HK$58,521
+HK$3,357/mo
Deposit HK$4.88M · loan HK$11.38M · min. income ≈ HK$110,328/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$609,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,749
−HK$3,120/mo
▼ 0.25% · 3.875%
HK$59,297
−HK$1,572/mo
Today · 4.125%
HK$60,869
baseline
▲ 0.50% · 4.625%
HK$64,077
+HK$3,208/mo
Deposit HK$4.88M · loan HK$11.38M · min. income ≈ HK$121,738/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$609,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,740
−HK$4,186/mo
▼ 0.25% · 3.875%
HK$68,817
−HK$2,109/mo
Today · 4.125%
HK$70,926
baseline
▲ 0.50% · 4.625%
HK$75,241
+HK$4,315/mo
Deposit HK$1.63M · loan HK$14.63M · min. income ≈ HK$141,852/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$609,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,248
−HK$4,012/mo
▼ 0.25% · 3.875%
HK$76,239
−HK$2,021/mo
Today · 4.125%
HK$78,260
baseline
▲ 0.50% · 4.625%
HK$82,385
+HK$4,125/mo
Deposit HK$1.63M · loan HK$14.63M · min. income ≈ HK$156,520/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$609,768 · Scale 2, in force from 26 Feb 2026)