LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,079
−HK$2,325/mo
▼ 0.25% · 3.875%
HK$38,232
−HK$1,172/mo
Today · 4.125%
HK$39,404
baseline
▲ 0.50% · 4.625%
HK$41,802
+HK$2,398/mo
Deposit HK$8.13M · loan HK$8.13M · min. income ≈ HK$78,808/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$609,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,250
−HK$2,228/mo
▼ 0.25% · 3.875%
HK$42,356
−HK$1,122/mo
Today · 4.125%
HK$43,478
baseline
▲ 0.50% · 4.625%
HK$45,770
+HK$2,292/mo
Deposit HK$8.13M · loan HK$8.13M · min. income ≈ HK$86,956/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$609,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,495
−HK$2,790/mo
▼ 0.25% · 3.875%
HK$45,879
−HK$1,406/mo
Today · 4.125%
HK$47,285
baseline
▲ 0.50% · 4.625%
HK$50,162
+HK$2,877/mo
Deposit HK$6.50M · loan HK$9.76M · min. income ≈ HK$94,570/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,500
−HK$2,674/mo
▼ 0.25% · 3.875%
HK$50,827
−HK$1,347/mo
Today · 4.125%
HK$52,174
baseline
▲ 0.50% · 4.625%
HK$54,924
+HK$2,750/mo
Deposit HK$6.50M · loan HK$9.76M · min. income ≈ HK$104,348/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,910
−HK$3,256/mo
▼ 0.25% · 3.875%
HK$53,525
−HK$1,641/mo
Today · 4.125%
HK$55,166
baseline
▲ 0.50% · 4.625%
HK$58,522
+HK$3,356/mo
Deposit HK$4.88M · loan HK$11.38M · min. income ≈ HK$110,332/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$609,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,750
−HK$3,120/mo
▼ 0.25% · 3.875%
HK$59,299
−HK$1,571/mo
Today · 4.125%
HK$60,870
baseline
▲ 0.50% · 4.625%
HK$64,078
+HK$3,208/mo
Deposit HK$4.88M · loan HK$11.38M · min. income ≈ HK$121,740/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$609,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,742
−HK$4,185/mo
▼ 0.25% · 3.875%
HK$68,818
−HK$2,109/mo
Today · 4.125%
HK$70,927
baseline
▲ 0.50% · 4.625%
HK$75,243
+HK$4,316/mo
Deposit HK$1.63M · loan HK$14.63M · min. income ≈ HK$141,854/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$609,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,250
−HK$4,011/mo
▼ 0.25% · 3.875%
HK$76,241
−HK$2,020/mo
Today · 4.125%
HK$78,261
baseline
▲ 0.50% · 4.625%
HK$82,387
+HK$4,126/mo
Deposit HK$1.63M · loan HK$14.63M · min. income ≈ HK$156,522/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$609,782 · Scale 2, in force from 26 Feb 2026)