LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,081
−HK$2,325/mo
▼ 0.25% · 3.875%
HK$38,235
−HK$1,171/mo
Today · 4.125%
HK$39,406
baseline
▲ 0.50% · 4.625%
HK$41,804
+HK$2,398/mo
Deposit HK$8.13M · loan HK$8.13M · min. income ≈ HK$78,812/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$609,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,252
−HK$2,229/mo
▼ 0.25% · 3.875%
HK$42,359
−HK$1,122/mo
Today · 4.125%
HK$43,481
baseline
▲ 0.50% · 4.625%
HK$45,773
+HK$2,292/mo
Deposit HK$8.13M · loan HK$8.13M · min. income ≈ HK$86,962/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$609,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,497
−HK$2,791/mo
▼ 0.25% · 3.875%
HK$45,881
−HK$1,407/mo
Today · 4.125%
HK$47,288
baseline
▲ 0.50% · 4.625%
HK$50,165
+HK$2,877/mo
Deposit HK$6.50M · loan HK$9.76M · min. income ≈ HK$94,576/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,503
−HK$2,674/mo
▼ 0.25% · 3.875%
HK$50,831
−HK$1,346/mo
Today · 4.125%
HK$52,177
baseline
▲ 0.50% · 4.625%
HK$54,928
+HK$2,751/mo
Deposit HK$6.50M · loan HK$9.76M · min. income ≈ HK$104,354/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,914
−HK$3,255/mo
▼ 0.25% · 3.875%
HK$53,528
−HK$1,641/mo
Today · 4.125%
HK$55,169
baseline
▲ 0.50% · 4.625%
HK$58,526
+HK$3,357/mo
Deposit HK$4.88M · loan HK$11.38M · min. income ≈ HK$110,338/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$609,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,753
−HK$3,121/mo
▼ 0.25% · 3.875%
HK$59,302
−HK$1,572/mo
Today · 4.125%
HK$60,874
baseline
▲ 0.50% · 4.625%
HK$64,082
+HK$3,208/mo
Deposit HK$4.88M · loan HK$11.38M · min. income ≈ HK$121,748/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$609,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,746
−HK$4,186/mo
▼ 0.25% · 3.875%
HK$68,822
−HK$2,110/mo
Today · 4.125%
HK$70,932
baseline
▲ 0.50% · 4.625%
HK$75,248
+HK$4,316/mo
Deposit HK$1.63M · loan HK$14.64M · min. income ≈ HK$141,864/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$609,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,254
−HK$4,012/mo
▼ 0.25% · 3.875%
HK$76,246
−HK$2,020/mo
Today · 4.125%
HK$78,266
baseline
▲ 0.50% · 4.625%
HK$82,392
+HK$4,126/mo
Deposit HK$1.63M · loan HK$14.64M · min. income ≈ HK$156,532/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$609,819 · Scale 2, in force from 26 Feb 2026)