LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,085
−HK$2,326/mo
▼ 0.25% · 3.875%
HK$38,239
−HK$1,172/mo
Today · 4.125%
HK$39,411
baseline
▲ 0.50% · 4.625%
HK$41,809
+HK$2,398/mo
Deposit HK$8.13M · loan HK$8.13M · min. income ≈ HK$78,822/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$609,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,257
−HK$2,229/mo
▼ 0.25% · 3.875%
HK$42,363
−HK$1,123/mo
Today · 4.125%
HK$43,486
baseline
▲ 0.50% · 4.625%
HK$45,778
+HK$2,292/mo
Deposit HK$8.13M · loan HK$8.13M · min. income ≈ HK$86,972/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$609,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,502
−HK$2,791/mo
▼ 0.25% · 3.875%
HK$45,886
−HK$1,407/mo
Today · 4.125%
HK$47,293
baseline
▲ 0.50% · 4.625%
HK$50,171
+HK$2,878/mo
Deposit HK$6.51M · loan HK$9.76M · min. income ≈ HK$94,586/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$609,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,508
−HK$2,675/mo
▼ 0.25% · 3.875%
HK$50,836
−HK$1,347/mo
Today · 4.125%
HK$52,183
baseline
▲ 0.50% · 4.625%
HK$54,934
+HK$2,751/mo
Deposit HK$6.51M · loan HK$9.76M · min. income ≈ HK$104,366/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$609,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,919
−HK$3,256/mo
▼ 0.25% · 3.875%
HK$53,534
−HK$1,641/mo
Today · 4.125%
HK$55,175
baseline
▲ 0.50% · 4.625%
HK$58,532
+HK$3,357/mo
Deposit HK$4.88M · loan HK$11.38M · min. income ≈ HK$110,350/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$609,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,760
−HK$3,120/mo
▼ 0.25% · 3.875%
HK$59,309
−HK$1,571/mo
Today · 4.125%
HK$60,880
baseline
▲ 0.50% · 4.625%
HK$64,089
+HK$3,209/mo
Deposit HK$4.88M · loan HK$11.38M · min. income ≈ HK$121,760/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$609,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,753
−HK$4,186/mo
▼ 0.25% · 3.875%
HK$68,830
−HK$2,109/mo
Today · 4.125%
HK$70,939
baseline
▲ 0.50% · 4.625%
HK$75,256
+HK$4,317/mo
Deposit HK$1.63M · loan HK$14.64M · min. income ≈ HK$141,878/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$609,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,262
−HK$4,013/mo
▼ 0.25% · 3.875%
HK$76,254
−HK$2,021/mo
Today · 4.125%
HK$78,275
baseline
▲ 0.50% · 4.625%
HK$82,401
+HK$4,126/mo
Deposit HK$1.63M · loan HK$14.64M · min. income ≈ HK$156,550/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$609,885 · Scale 2, in force from 26 Feb 2026)