LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,085
−HK$2,326/mo
▼ 0.25% · 3.875%
HK$38,239
−HK$1,172/mo
Today · 4.125%
HK$39,411
baseline
▲ 0.50% · 4.625%
HK$41,809
+HK$2,398/mo
Deposit HK$8.13M · loan HK$8.13M · min. income ≈ HK$78,822/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$609,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,257
−HK$2,229/mo
▼ 0.25% · 3.875%
HK$42,364
−HK$1,122/mo
Today · 4.125%
HK$43,486
baseline
▲ 0.50% · 4.625%
HK$45,778
+HK$2,292/mo
Deposit HK$8.13M · loan HK$8.13M · min. income ≈ HK$86,972/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$609,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,503
−HK$2,790/mo
▼ 0.25% · 3.875%
HK$45,887
−HK$1,406/mo
Today · 4.125%
HK$47,293
baseline
▲ 0.50% · 4.625%
HK$50,171
+HK$2,878/mo
Deposit HK$6.51M · loan HK$9.76M · min. income ≈ HK$94,586/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$609,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,509
−HK$2,674/mo
▼ 0.25% · 3.875%
HK$50,836
−HK$1,347/mo
Today · 4.125%
HK$52,183
baseline
▲ 0.50% · 4.625%
HK$54,934
+HK$2,751/mo
Deposit HK$6.51M · loan HK$9.76M · min. income ≈ HK$104,366/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$609,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,920
−HK$3,255/mo
▼ 0.25% · 3.875%
HK$53,535
−HK$1,640/mo
Today · 4.125%
HK$55,175
baseline
▲ 0.50% · 4.625%
HK$58,533
+HK$3,358/mo
Deposit HK$4.88M · loan HK$11.38M · min. income ≈ HK$110,350/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$609,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,760
−HK$3,121/mo
▼ 0.25% · 3.875%
HK$59,309
−HK$1,572/mo
Today · 4.125%
HK$60,881
baseline
▲ 0.50% · 4.625%
HK$64,090
+HK$3,209/mo
Deposit HK$4.88M · loan HK$11.38M · min. income ≈ HK$121,762/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$609,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,754
−HK$4,186/mo
▼ 0.25% · 3.875%
HK$68,830
−HK$2,110/mo
Today · 4.125%
HK$70,940
baseline
▲ 0.50% · 4.625%
HK$75,256
+HK$4,316/mo
Deposit HK$1.63M · loan HK$14.64M · min. income ≈ HK$141,880/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$609,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,263
−HK$4,012/mo
▼ 0.25% · 3.875%
HK$76,255
−HK$2,020/mo
Today · 4.125%
HK$78,275
baseline
▲ 0.50% · 4.625%
HK$82,401
+HK$4,126/mo
Deposit HK$1.63M · loan HK$14.64M · min. income ≈ HK$156,550/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$609,890 · Scale 2, in force from 26 Feb 2026)