LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,087
−HK$2,325/mo
▼ 0.25% · 3.875%
HK$38,240
−HK$1,172/mo
Today · 4.125%
HK$39,412
baseline
▲ 0.50% · 4.625%
HK$41,811
+HK$2,399/mo
Deposit HK$8.13M · loan HK$8.13M · min. income ≈ HK$78,824/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$609,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,259
−HK$2,229/mo
▼ 0.25% · 3.875%
HK$42,365
−HK$1,123/mo
Today · 4.125%
HK$43,488
baseline
▲ 0.50% · 4.625%
HK$45,780
+HK$2,292/mo
Deposit HK$8.13M · loan HK$8.13M · min. income ≈ HK$86,976/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$609,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,504
−HK$2,791/mo
▼ 0.25% · 3.875%
HK$45,888
−HK$1,407/mo
Today · 4.125%
HK$47,295
baseline
▲ 0.50% · 4.625%
HK$50,173
+HK$2,878/mo
Deposit HK$6.51M · loan HK$9.76M · min. income ≈ HK$94,590/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$609,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,510
−HK$2,675/mo
▼ 0.25% · 3.875%
HK$50,838
−HK$1,347/mo
Today · 4.125%
HK$52,185
baseline
▲ 0.50% · 4.625%
HK$54,936
+HK$2,751/mo
Deposit HK$6.51M · loan HK$9.76M · min. income ≈ HK$104,370/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$609,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,921
−HK$3,256/mo
▼ 0.25% · 3.875%
HK$53,537
−HK$1,640/mo
Today · 4.125%
HK$55,177
baseline
▲ 0.50% · 4.625%
HK$58,535
+HK$3,358/mo
Deposit HK$4.88M · loan HK$11.39M · min. income ≈ HK$110,354/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$609,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,762
−HK$3,121/mo
▼ 0.25% · 3.875%
HK$59,311
−HK$1,572/mo
Today · 4.125%
HK$60,883
baseline
▲ 0.50% · 4.625%
HK$64,092
+HK$3,209/mo
Deposit HK$4.88M · loan HK$11.39M · min. income ≈ HK$121,766/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$609,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,756
−HK$4,186/mo
▼ 0.25% · 3.875%
HK$68,833
−HK$2,109/mo
Today · 4.125%
HK$70,942
baseline
▲ 0.50% · 4.625%
HK$75,259
+HK$4,317/mo
Deposit HK$1.63M · loan HK$14.64M · min. income ≈ HK$141,884/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$609,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,266
−HK$4,012/mo
▼ 0.25% · 3.875%
HK$76,257
−HK$2,021/mo
Today · 4.125%
HK$78,278
baseline
▲ 0.50% · 4.625%
HK$82,404
+HK$4,126/mo
Deposit HK$1.63M · loan HK$14.64M · min. income ≈ HK$156,556/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$609,912 · Scale 2, in force from 26 Feb 2026)