LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,089
−HK$2,325/mo
▼ 0.25% · 3.875%
HK$38,242
−HK$1,172/mo
Today · 4.125%
HK$39,414
baseline
▲ 0.50% · 4.625%
HK$41,813
+HK$2,399/mo
Deposit HK$8.13M · loan HK$8.13M · min. income ≈ HK$78,828/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$609,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,261
−HK$2,229/mo
▼ 0.25% · 3.875%
HK$42,367
−HK$1,123/mo
Today · 4.125%
HK$43,490
baseline
▲ 0.50% · 4.625%
HK$45,782
+HK$2,292/mo
Deposit HK$8.13M · loan HK$8.13M · min. income ≈ HK$86,980/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$609,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,506
−HK$2,791/mo
▼ 0.25% · 3.875%
HK$45,891
−HK$1,406/mo
Today · 4.125%
HK$47,297
baseline
▲ 0.50% · 4.625%
HK$50,175
+HK$2,878/mo
Deposit HK$6.51M · loan HK$9.76M · min. income ≈ HK$94,594/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$609,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,513
−HK$2,675/mo
▼ 0.25% · 3.875%
HK$50,841
−HK$1,347/mo
Today · 4.125%
HK$52,188
baseline
▲ 0.50% · 4.625%
HK$54,939
+HK$2,751/mo
Deposit HK$6.51M · loan HK$9.76M · min. income ≈ HK$104,376/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$609,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,924
−HK$3,256/mo
▼ 0.25% · 3.875%
HK$53,539
−HK$1,641/mo
Today · 4.125%
HK$55,180
baseline
▲ 0.50% · 4.625%
HK$58,538
+HK$3,358/mo
Deposit HK$4.88M · loan HK$11.39M · min. income ≈ HK$110,360/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$609,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,765
−HK$3,121/mo
▼ 0.25% · 3.875%
HK$59,314
−HK$1,572/mo
Today · 4.125%
HK$60,886
baseline
▲ 0.50% · 4.625%
HK$64,095
+HK$3,209/mo
Deposit HK$4.88M · loan HK$11.39M · min. income ≈ HK$121,772/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$609,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,759
−HK$4,187/mo
▼ 0.25% · 3.875%
HK$68,836
−HK$2,110/mo
Today · 4.125%
HK$70,946
baseline
▲ 0.50% · 4.625%
HK$75,263
+HK$4,317/mo
Deposit HK$1.63M · loan HK$14.64M · min. income ≈ HK$141,892/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$609,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,269
−HK$4,013/mo
▼ 0.25% · 3.875%
HK$76,261
−HK$2,021/mo
Today · 4.125%
HK$78,282
baseline
▲ 0.50% · 4.625%
HK$82,408
+HK$4,126/mo
Deposit HK$1.63M · loan HK$14.64M · min. income ≈ HK$156,564/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$609,942 · Scale 2, in force from 26 Feb 2026)