LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,091
−HK$2,326/mo
▼ 0.25% · 3.875%
HK$38,245
−HK$1,172/mo
Today · 4.125%
HK$39,417
baseline
▲ 0.50% · 4.625%
HK$41,816
+HK$2,399/mo
Deposit HK$8.13M · loan HK$8.13M · min. income ≈ HK$78,834/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$609,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,264
−HK$2,229/mo
▼ 0.25% · 3.875%
HK$42,370
−HK$1,123/mo
Today · 4.125%
HK$43,493
baseline
▲ 0.50% · 4.625%
HK$45,786
+HK$2,293/mo
Deposit HK$8.13M · loan HK$8.13M · min. income ≈ HK$86,986/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$609,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,510
−HK$2,791/mo
▼ 0.25% · 3.875%
HK$45,894
−HK$1,407/mo
Today · 4.125%
HK$47,301
baseline
▲ 0.50% · 4.625%
HK$50,179
+HK$2,878/mo
Deposit HK$6.51M · loan HK$9.76M · min. income ≈ HK$94,602/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$609,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,517
−HK$2,675/mo
▼ 0.25% · 3.875%
HK$50,845
−HK$1,347/mo
Today · 4.125%
HK$52,192
baseline
▲ 0.50% · 4.625%
HK$54,943
+HK$2,751/mo
Deposit HK$6.51M · loan HK$9.76M · min. income ≈ HK$104,384/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$609,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,928
−HK$3,256/mo
▼ 0.25% · 3.875%
HK$53,543
−HK$1,641/mo
Today · 4.125%
HK$55,184
baseline
▲ 0.50% · 4.625%
HK$58,542
+HK$3,358/mo
Deposit HK$4.88M · loan HK$11.39M · min. income ≈ HK$110,368/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$609,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,769
−HK$3,121/mo
▼ 0.25% · 3.875%
HK$59,319
−HK$1,571/mo
Today · 4.125%
HK$60,890
baseline
▲ 0.50% · 4.625%
HK$64,100
+HK$3,210/mo
Deposit HK$4.88M · loan HK$11.39M · min. income ≈ HK$121,780/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$609,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,764
−HK$4,187/mo
▼ 0.25% · 3.875%
HK$68,841
−HK$2,110/mo
Today · 4.125%
HK$70,951
baseline
▲ 0.50% · 4.625%
HK$75,268
+HK$4,317/mo
Deposit HK$1.63M · loan HK$14.64M · min. income ≈ HK$141,902/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$609,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,275
−HK$4,013/mo
▼ 0.25% · 3.875%
HK$76,267
−HK$2,021/mo
Today · 4.125%
HK$78,288
baseline
▲ 0.50% · 4.625%
HK$82,414
+HK$4,126/mo
Deposit HK$1.63M · loan HK$14.64M · min. income ≈ HK$156,576/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$609,987 · Scale 2, in force from 26 Feb 2026)