LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,095
−HK$2,326/mo
▼ 0.25% · 3.875%
HK$38,249
−HK$1,172/mo
Today · 4.125%
HK$39,421
baseline
▲ 0.50% · 4.625%
HK$41,820
+HK$2,399/mo
Deposit HK$8.13M · loan HK$8.13M · min. income ≈ HK$78,842/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$610,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,268
−HK$2,230/mo
▼ 0.25% · 3.875%
HK$42,375
−HK$1,123/mo
Today · 4.125%
HK$43,498
baseline
▲ 0.50% · 4.625%
HK$45,790
+HK$2,292/mo
Deposit HK$8.13M · loan HK$8.13M · min. income ≈ HK$86,996/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$610,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,514
−HK$2,792/mo
▼ 0.25% · 3.875%
HK$45,899
−HK$1,407/mo
Today · 4.125%
HK$47,306
baseline
▲ 0.50% · 4.625%
HK$50,184
+HK$2,878/mo
Deposit HK$6.51M · loan HK$9.76M · min. income ≈ HK$94,612/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$610,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,522
−HK$2,675/mo
▼ 0.25% · 3.875%
HK$50,850
−HK$1,347/mo
Today · 4.125%
HK$52,197
baseline
▲ 0.50% · 4.625%
HK$54,948
+HK$2,751/mo
Deposit HK$6.51M · loan HK$9.76M · min. income ≈ HK$104,394/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$610,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,933
−HK$3,257/mo
▼ 0.25% · 3.875%
HK$53,549
−HK$1,641/mo
Today · 4.125%
HK$55,190
baseline
▲ 0.50% · 4.625%
HK$58,548
+HK$3,358/mo
Deposit HK$4.88M · loan HK$11.39M · min. income ≈ HK$110,380/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$610,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,775
−HK$3,122/mo
▼ 0.25% · 3.875%
HK$59,325
−HK$1,572/mo
Today · 4.125%
HK$60,897
baseline
▲ 0.50% · 4.625%
HK$64,106
+HK$3,209/mo
Deposit HK$4.88M · loan HK$11.39M · min. income ≈ HK$121,794/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$610,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,771
−HK$4,187/mo
▼ 0.25% · 3.875%
HK$68,848
−HK$2,110/mo
Today · 4.125%
HK$70,958
baseline
▲ 0.50% · 4.625%
HK$75,276
+HK$4,318/mo
Deposit HK$1.63M · loan HK$14.64M · min. income ≈ HK$141,916/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$610,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,282
−HK$4,014/mo
▼ 0.25% · 3.875%
HK$76,275
−HK$2,021/mo
Today · 4.125%
HK$78,296
baseline
▲ 0.50% · 4.625%
HK$82,423
+HK$4,127/mo
Deposit HK$1.63M · loan HK$14.64M · min. income ≈ HK$156,592/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$610,049 · Scale 2, in force from 26 Feb 2026)