LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,096
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$38,250
−HK$1,173/mo
Today · 4.125%
HK$39,423
baseline
▲ 0.50% · 4.625%
HK$41,821
+HK$2,398/mo
Deposit HK$8.13M · loan HK$8.13M · min. income ≈ HK$78,846/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$610,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,269
−HK$2,230/mo
▼ 0.25% · 3.875%
HK$42,376
−HK$1,123/mo
Today · 4.125%
HK$43,499
baseline
▲ 0.50% · 4.625%
HK$45,792
+HK$2,293/mo
Deposit HK$8.13M · loan HK$8.13M · min. income ≈ HK$86,998/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$610,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,516
−HK$2,791/mo
▼ 0.25% · 3.875%
HK$45,900
−HK$1,407/mo
Today · 4.125%
HK$47,307
baseline
▲ 0.50% · 4.625%
HK$50,186
+HK$2,879/mo
Deposit HK$6.51M · loan HK$9.76M · min. income ≈ HK$94,614/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$610,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,523
−HK$2,676/mo
▼ 0.25% · 3.875%
HK$50,851
−HK$1,348/mo
Today · 4.125%
HK$52,199
baseline
▲ 0.50% · 4.625%
HK$54,950
+HK$2,751/mo
Deposit HK$6.51M · loan HK$9.76M · min. income ≈ HK$104,398/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$610,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,935
−HK$3,257/mo
▼ 0.25% · 3.875%
HK$53,550
−HK$1,642/mo
Today · 4.125%
HK$55,192
baseline
▲ 0.50% · 4.625%
HK$58,550
+HK$3,358/mo
Deposit HK$4.88M · loan HK$11.39M · min. income ≈ HK$110,384/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$610,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,777
−HK$3,122/mo
▼ 0.25% · 3.875%
HK$59,327
−HK$1,572/mo
Today · 4.125%
HK$60,899
baseline
▲ 0.50% · 4.625%
HK$64,109
+HK$3,210/mo
Deposit HK$4.88M · loan HK$11.39M · min. income ≈ HK$121,798/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$610,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,773
−HK$4,188/mo
▼ 0.25% · 3.875%
HK$68,850
−HK$2,111/mo
Today · 4.125%
HK$70,961
baseline
▲ 0.50% · 4.625%
HK$75,278
+HK$4,317/mo
Deposit HK$1.63M · loan HK$14.64M · min. income ≈ HK$141,922/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$610,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,285
−HK$4,013/mo
▼ 0.25% · 3.875%
HK$76,277
−HK$2,021/mo
Today · 4.125%
HK$78,298
baseline
▲ 0.50% · 4.625%
HK$82,425
+HK$4,127/mo
Deposit HK$1.63M · loan HK$14.64M · min. income ≈ HK$156,596/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$610,069 · Scale 2, in force from 26 Feb 2026)