LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,097
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$38,251
−HK$1,173/mo
Today · 4.125%
HK$39,424
baseline
▲ 0.50% · 4.625%
HK$41,822
+HK$2,398/mo
Deposit HK$8.13M · loan HK$8.13M · min. income ≈ HK$78,848/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$610,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,270
−HK$2,230/mo
▼ 0.25% · 3.875%
HK$42,377
−HK$1,123/mo
Today · 4.125%
HK$43,500
baseline
▲ 0.50% · 4.625%
HK$45,793
+HK$2,293/mo
Deposit HK$8.13M · loan HK$8.13M · min. income ≈ HK$87,000/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$610,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,517
−HK$2,791/mo
▼ 0.25% · 3.875%
HK$45,901
−HK$1,407/mo
Today · 4.125%
HK$47,308
baseline
▲ 0.50% · 4.625%
HK$50,187
+HK$2,879/mo
Deposit HK$6.51M · loan HK$9.76M · min. income ≈ HK$94,616/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$610,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,524
−HK$2,676/mo
▼ 0.25% · 3.875%
HK$50,853
−HK$1,347/mo
Today · 4.125%
HK$52,200
baseline
▲ 0.50% · 4.625%
HK$54,952
+HK$2,752/mo
Deposit HK$6.51M · loan HK$9.76M · min. income ≈ HK$104,400/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$610,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,936
−HK$3,257/mo
▼ 0.25% · 3.875%
HK$53,552
−HK$1,641/mo
Today · 4.125%
HK$55,193
baseline
▲ 0.50% · 4.625%
HK$58,551
+HK$3,358/mo
Deposit HK$4.88M · loan HK$11.39M · min. income ≈ HK$110,386/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$610,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,778
−HK$3,122/mo
▼ 0.25% · 3.875%
HK$59,328
−HK$1,572/mo
Today · 4.125%
HK$60,900
baseline
▲ 0.50% · 4.625%
HK$64,110
+HK$3,210/mo
Deposit HK$4.88M · loan HK$11.39M · min. income ≈ HK$121,800/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$610,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,775
−HK$4,187/mo
▼ 0.25% · 3.875%
HK$68,852
−HK$2,110/mo
Today · 4.125%
HK$70,962
baseline
▲ 0.50% · 4.625%
HK$75,280
+HK$4,318/mo
Deposit HK$1.63M · loan HK$14.64M · min. income ≈ HK$141,924/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$610,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,287
−HK$4,013/mo
▼ 0.25% · 3.875%
HK$76,279
−HK$2,021/mo
Today · 4.125%
HK$78,300
baseline
▲ 0.50% · 4.625%
HK$82,427
+HK$4,127/mo
Deposit HK$1.63M · loan HK$14.64M · min. income ≈ HK$156,600/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$610,084 · Scale 2, in force from 26 Feb 2026)