LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,098
−HK$2,326/mo
▼ 0.25% · 3.875%
HK$38,252
−HK$1,172/mo
Today · 4.125%
HK$39,424
baseline
▲ 0.50% · 4.625%
HK$41,823
+HK$2,399/mo
Deposit HK$8.13M · loan HK$8.13M · min. income ≈ HK$78,848/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$610,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,271
−HK$2,230/mo
▼ 0.25% · 3.875%
HK$42,378
−HK$1,123/mo
Today · 4.125%
HK$43,501
baseline
▲ 0.50% · 4.625%
HK$45,794
+HK$2,293/mo
Deposit HK$8.13M · loan HK$8.13M · min. income ≈ HK$87,002/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$610,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,518
−HK$2,791/mo
▼ 0.25% · 3.875%
HK$45,902
−HK$1,407/mo
Today · 4.125%
HK$47,309
baseline
▲ 0.50% · 4.625%
HK$50,188
+HK$2,879/mo
Deposit HK$6.51M · loan HK$9.76M · min. income ≈ HK$94,618/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$610,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,525
−HK$2,676/mo
▼ 0.25% · 3.875%
HK$50,854
−HK$1,347/mo
Today · 4.125%
HK$52,201
baseline
▲ 0.50% · 4.625%
HK$54,953
+HK$2,752/mo
Deposit HK$6.51M · loan HK$9.76M · min. income ≈ HK$104,402/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$610,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,937
−HK$3,257/mo
▼ 0.25% · 3.875%
HK$53,553
−HK$1,641/mo
Today · 4.125%
HK$55,194
baseline
▲ 0.50% · 4.625%
HK$58,553
+HK$3,359/mo
Deposit HK$4.88M · loan HK$11.39M · min. income ≈ HK$110,388/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$610,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,780
−HK$3,121/mo
▼ 0.25% · 3.875%
HK$59,329
−HK$1,572/mo
Today · 4.125%
HK$60,901
baseline
▲ 0.50% · 4.625%
HK$64,112
+HK$3,211/mo
Deposit HK$4.88M · loan HK$11.39M · min. income ≈ HK$121,802/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$610,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,777
−HK$4,187/mo
▼ 0.25% · 3.875%
HK$68,854
−HK$2,110/mo
Today · 4.125%
HK$70,964
baseline
▲ 0.50% · 4.625%
HK$75,282
+HK$4,318/mo
Deposit HK$1.63M · loan HK$14.64M · min. income ≈ HK$141,928/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$610,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,288
−HK$4,014/mo
▼ 0.25% · 3.875%
HK$76,281
−HK$2,021/mo
Today · 4.125%
HK$78,302
baseline
▲ 0.50% · 4.625%
HK$82,429
+HK$4,127/mo
Deposit HK$1.63M · loan HK$14.64M · min. income ≈ HK$156,604/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$610,097 · Scale 2, in force from 26 Feb 2026)