LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,099
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$38,253
−HK$1,173/mo
Today · 4.125%
HK$39,426
baseline
▲ 0.50% · 4.625%
HK$41,825
+HK$2,399/mo
Deposit HK$8.13M · loan HK$8.13M · min. income ≈ HK$78,852/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$610,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,273
−HK$2,230/mo
▼ 0.25% · 3.875%
HK$42,380
−HK$1,123/mo
Today · 4.125%
HK$43,503
baseline
▲ 0.50% · 4.625%
HK$45,796
+HK$2,293/mo
Deposit HK$8.13M · loan HK$8.13M · min. income ≈ HK$87,006/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$610,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,519
−HK$2,792/mo
▼ 0.25% · 3.875%
HK$45,904
−HK$1,407/mo
Today · 4.125%
HK$47,311
baseline
▲ 0.50% · 4.625%
HK$50,190
+HK$2,879/mo
Deposit HK$6.51M · loan HK$9.76M · min. income ≈ HK$94,622/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$610,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,527
−HK$2,676/mo
▼ 0.25% · 3.875%
HK$50,856
−HK$1,347/mo
Today · 4.125%
HK$52,203
baseline
▲ 0.50% · 4.625%
HK$54,955
+HK$2,752/mo
Deposit HK$6.51M · loan HK$9.76M · min. income ≈ HK$104,406/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$610,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,939
−HK$3,257/mo
▼ 0.25% · 3.875%
HK$53,555
−HK$1,641/mo
Today · 4.125%
HK$55,196
baseline
▲ 0.50% · 4.625%
HK$58,555
+HK$3,359/mo
Deposit HK$4.88M · loan HK$11.39M · min. income ≈ HK$110,392/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$610,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,782
−HK$3,122/mo
▼ 0.25% · 3.875%
HK$59,331
−HK$1,573/mo
Today · 4.125%
HK$60,904
baseline
▲ 0.50% · 4.625%
HK$64,114
+HK$3,210/mo
Deposit HK$4.88M · loan HK$11.39M · min. income ≈ HK$121,808/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$610,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,779
−HK$4,188/mo
▼ 0.25% · 3.875%
HK$68,856
−HK$2,111/mo
Today · 4.125%
HK$70,967
baseline
▲ 0.50% · 4.625%
HK$75,285
+HK$4,318/mo
Deposit HK$1.63M · loan HK$14.64M · min. income ≈ HK$141,934/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$610,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,291
−HK$4,014/mo
▼ 0.25% · 3.875%
HK$76,283
−HK$2,022/mo
Today · 4.125%
HK$78,305
baseline
▲ 0.50% · 4.625%
HK$82,432
+HK$4,127/mo
Deposit HK$1.63M · loan HK$14.64M · min. income ≈ HK$156,610/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$610,119 · Scale 2, in force from 26 Feb 2026)