LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,100
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$38,254
−HK$1,173/mo
Today · 4.125%
HK$39,427
baseline
▲ 0.50% · 4.625%
HK$41,826
+HK$2,399/mo
Deposit HK$8.14M · loan HK$8.14M · min. income ≈ HK$78,854/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$610,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,274
−HK$2,230/mo
▼ 0.25% · 3.875%
HK$42,381
−HK$1,123/mo
Today · 4.125%
HK$43,504
baseline
▲ 0.50% · 4.625%
HK$45,797
+HK$2,293/mo
Deposit HK$8.14M · loan HK$8.14M · min. income ≈ HK$87,008/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$610,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,520
−HK$2,792/mo
▼ 0.25% · 3.875%
HK$45,905
−HK$1,407/mo
Today · 4.125%
HK$47,312
baseline
▲ 0.50% · 4.625%
HK$50,191
+HK$2,879/mo
Deposit HK$6.51M · loan HK$9.76M · min. income ≈ HK$94,624/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$610,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,528
−HK$2,676/mo
▼ 0.25% · 3.875%
HK$50,857
−HK$1,347/mo
Today · 4.125%
HK$52,204
baseline
▲ 0.50% · 4.625%
HK$54,956
+HK$2,752/mo
Deposit HK$6.51M · loan HK$9.76M · min. income ≈ HK$104,408/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$610,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,940
−HK$3,258/mo
▼ 0.25% · 3.875%
HK$53,556
−HK$1,642/mo
Today · 4.125%
HK$55,198
baseline
▲ 0.50% · 4.625%
HK$58,556
+HK$3,358/mo
Deposit HK$4.88M · loan HK$11.39M · min. income ≈ HK$110,396/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$610,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,783
−HK$3,122/mo
▼ 0.25% · 3.875%
HK$59,333
−HK$1,572/mo
Today · 4.125%
HK$60,905
baseline
▲ 0.50% · 4.625%
HK$64,115
+HK$3,210/mo
Deposit HK$4.88M · loan HK$11.39M · min. income ≈ HK$121,810/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$610,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,781
−HK$4,187/mo
▼ 0.25% · 3.875%
HK$68,858
−HK$2,110/mo
Today · 4.125%
HK$70,968
baseline
▲ 0.50% · 4.625%
HK$75,287
+HK$4,319/mo
Deposit HK$1.63M · loan HK$14.64M · min. income ≈ HK$141,936/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$610,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,293
−HK$4,014/mo
▼ 0.25% · 3.875%
HK$76,285
−HK$2,022/mo
Today · 4.125%
HK$78,307
baseline
▲ 0.50% · 4.625%
HK$82,434
+HK$4,127/mo
Deposit HK$1.63M · loan HK$14.64M · min. income ≈ HK$156,614/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$610,135 · Scale 2, in force from 26 Feb 2026)