LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,101
−HK$2,326/mo
▼ 0.25% · 3.875%
HK$38,255
−HK$1,172/mo
Today · 4.125%
HK$39,427
baseline
▲ 0.50% · 4.625%
HK$41,826
+HK$2,399/mo
Deposit HK$8.14M · loan HK$8.14M · min. income ≈ HK$78,854/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$610,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,274
−HK$2,230/mo
▼ 0.25% · 3.875%
HK$42,381
−HK$1,123/mo
Today · 4.125%
HK$43,504
baseline
▲ 0.50% · 4.625%
HK$45,797
+HK$2,293/mo
Deposit HK$8.14M · loan HK$8.14M · min. income ≈ HK$87,008/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$610,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,521
−HK$2,792/mo
▼ 0.25% · 3.875%
HK$45,906
−HK$1,407/mo
Today · 4.125%
HK$47,313
baseline
▲ 0.50% · 4.625%
HK$50,192
+HK$2,879/mo
Deposit HK$6.51M · loan HK$9.76M · min. income ≈ HK$94,626/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$610,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,529
−HK$2,676/mo
▼ 0.25% · 3.875%
HK$50,858
−HK$1,347/mo
Today · 4.125%
HK$52,205
baseline
▲ 0.50% · 4.625%
HK$54,957
+HK$2,752/mo
Deposit HK$6.51M · loan HK$9.76M · min. income ≈ HK$104,410/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$610,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,941
−HK$3,257/mo
▼ 0.25% · 3.875%
HK$53,557
−HK$1,641/mo
Today · 4.125%
HK$55,198
baseline
▲ 0.50% · 4.625%
HK$58,557
+HK$3,359/mo
Deposit HK$4.88M · loan HK$11.39M · min. income ≈ HK$110,396/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$610,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,784
−HK$3,122/mo
▼ 0.25% · 3.875%
HK$59,334
−HK$1,572/mo
Today · 4.125%
HK$60,906
baseline
▲ 0.50% · 4.625%
HK$64,116
+HK$3,210/mo
Deposit HK$4.88M · loan HK$11.39M · min. income ≈ HK$121,812/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$610,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,782
−HK$4,187/mo
▼ 0.25% · 3.875%
HK$68,859
−HK$2,110/mo
Today · 4.125%
HK$70,969
baseline
▲ 0.50% · 4.625%
HK$75,288
+HK$4,319/mo
Deposit HK$1.63M · loan HK$14.64M · min. income ≈ HK$141,938/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$610,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,294
−HK$4,014/mo
▼ 0.25% · 3.875%
HK$76,286
−HK$2,022/mo
Today · 4.125%
HK$78,308
baseline
▲ 0.50% · 4.625%
HK$82,435
+HK$4,127/mo
Deposit HK$1.63M · loan HK$14.64M · min. income ≈ HK$156,616/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$610,143 · Scale 2, in force from 26 Feb 2026)