LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,102
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$38,256
−HK$1,173/mo
Today · 4.125%
HK$39,429
baseline
▲ 0.50% · 4.625%
HK$41,828
+HK$2,399/mo
Deposit HK$8.14M · loan HK$8.14M · min. income ≈ HK$78,858/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$610,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,276
−HK$2,230/mo
▼ 0.25% · 3.875%
HK$42,383
−HK$1,123/mo
Today · 4.125%
HK$43,506
baseline
▲ 0.50% · 4.625%
HK$45,799
+HK$2,293/mo
Deposit HK$8.14M · loan HK$8.14M · min. income ≈ HK$87,012/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$610,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,522
−HK$2,792/mo
▼ 0.25% · 3.875%
HK$45,907
−HK$1,407/mo
Today · 4.125%
HK$47,314
baseline
▲ 0.50% · 4.625%
HK$50,193
+HK$2,879/mo
Deposit HK$6.51M · loan HK$9.76M · min. income ≈ HK$94,628/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$610,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,531
−HK$2,676/mo
▼ 0.25% · 3.875%
HK$50,859
−HK$1,348/mo
Today · 4.125%
HK$52,207
baseline
▲ 0.50% · 4.625%
HK$54,959
+HK$2,752/mo
Deposit HK$6.51M · loan HK$9.76M · min. income ≈ HK$104,414/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$610,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,943
−HK$3,257/mo
▼ 0.25% · 3.875%
HK$53,558
−HK$1,642/mo
Today · 4.125%
HK$55,200
baseline
▲ 0.50% · 4.625%
HK$58,559
+HK$3,359/mo
Deposit HK$4.88M · loan HK$11.39M · min. income ≈ HK$110,400/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$610,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,786
−HK$3,122/mo
▼ 0.25% · 3.875%
HK$59,336
−HK$1,572/mo
Today · 4.125%
HK$60,908
baseline
▲ 0.50% · 4.625%
HK$64,118
+HK$3,210/mo
Deposit HK$4.88M · loan HK$11.39M · min. income ≈ HK$121,816/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$610,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,783
−HK$4,188/mo
▼ 0.25% · 3.875%
HK$68,861
−HK$2,110/mo
Today · 4.125%
HK$70,971
baseline
▲ 0.50% · 4.625%
HK$75,290
+HK$4,319/mo
Deposit HK$1.63M · loan HK$14.64M · min. income ≈ HK$141,942/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$610,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,296
−HK$4,014/mo
▼ 0.25% · 3.875%
HK$76,289
−HK$2,021/mo
Today · 4.125%
HK$78,310
baseline
▲ 0.50% · 4.625%
HK$82,438
+HK$4,128/mo
Deposit HK$1.63M · loan HK$14.64M · min. income ≈ HK$156,620/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$610,161 · Scale 2, in force from 26 Feb 2026)