LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,103
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$38,257
−HK$1,173/mo
Today · 4.125%
HK$39,430
baseline
▲ 0.50% · 4.625%
HK$41,829
+HK$2,399/mo
Deposit HK$8.14M · loan HK$8.14M · min. income ≈ HK$78,860/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$610,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,277
−HK$2,230/mo
▼ 0.25% · 3.875%
HK$42,384
−HK$1,123/mo
Today · 4.125%
HK$43,507
baseline
▲ 0.50% · 4.625%
HK$45,800
+HK$2,293/mo
Deposit HK$8.14M · loan HK$8.14M · min. income ≈ HK$87,014/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$610,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,524
−HK$2,792/mo
▼ 0.25% · 3.875%
HK$45,909
−HK$1,407/mo
Today · 4.125%
HK$47,316
baseline
▲ 0.50% · 4.625%
HK$50,195
+HK$2,879/mo
Deposit HK$6.51M · loan HK$9.76M · min. income ≈ HK$94,632/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$610,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,532
−HK$2,676/mo
▼ 0.25% · 3.875%
HK$50,860
−HK$1,348/mo
Today · 4.125%
HK$52,208
baseline
▲ 0.50% · 4.625%
HK$54,960
+HK$2,752/mo
Deposit HK$6.51M · loan HK$9.76M · min. income ≈ HK$104,416/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$610,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,944
−HK$3,258/mo
▼ 0.25% · 3.875%
HK$53,560
−HK$1,642/mo
Today · 4.125%
HK$55,202
baseline
▲ 0.50% · 4.625%
HK$58,560
+HK$3,358/mo
Deposit HK$4.88M · loan HK$11.39M · min. income ≈ HK$110,404/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$610,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,787
−HK$3,122/mo
▼ 0.25% · 3.875%
HK$59,337
−HK$1,572/mo
Today · 4.125%
HK$60,909
baseline
▲ 0.50% · 4.625%
HK$64,120
+HK$3,211/mo
Deposit HK$4.88M · loan HK$11.39M · min. income ≈ HK$121,818/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$610,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,785
−HK$4,188/mo
▼ 0.25% · 3.875%
HK$68,863
−HK$2,110/mo
Today · 4.125%
HK$70,973
baseline
▲ 0.50% · 4.625%
HK$75,292
+HK$4,319/mo
Deposit HK$1.63M · loan HK$14.64M · min. income ≈ HK$141,946/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$610,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,298
−HK$4,014/mo
▼ 0.25% · 3.875%
HK$76,291
−HK$2,021/mo
Today · 4.125%
HK$78,312
baseline
▲ 0.50% · 4.625%
HK$82,440
+HK$4,128/mo
Deposit HK$1.63M · loan HK$14.64M · min. income ≈ HK$156,624/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$610,178 · Scale 2, in force from 26 Feb 2026)