LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,104
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$38,258
−HK$1,173/mo
Today · 4.125%
HK$39,431
baseline
▲ 0.50% · 4.625%
HK$41,830
+HK$2,399/mo
Deposit HK$8.14M · loan HK$8.14M · min. income ≈ HK$78,862/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$610,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,278
−HK$2,230/mo
▼ 0.25% · 3.875%
HK$42,385
−HK$1,123/mo
Today · 4.125%
HK$43,508
baseline
▲ 0.50% · 4.625%
HK$45,801
+HK$2,293/mo
Deposit HK$8.14M · loan HK$8.14M · min. income ≈ HK$87,016/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$610,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,525
−HK$2,792/mo
▼ 0.25% · 3.875%
HK$45,910
−HK$1,407/mo
Today · 4.125%
HK$47,317
baseline
▲ 0.50% · 4.625%
HK$50,196
+HK$2,879/mo
Deposit HK$6.51M · loan HK$9.76M · min. income ≈ HK$94,634/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$610,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,533
−HK$2,676/mo
▼ 0.25% · 3.875%
HK$50,862
−HK$1,347/mo
Today · 4.125%
HK$52,209
baseline
▲ 0.50% · 4.625%
HK$54,961
+HK$2,752/mo
Deposit HK$6.51M · loan HK$9.76M · min. income ≈ HK$104,418/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$610,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,945
−HK$3,258/mo
▼ 0.25% · 3.875%
HK$53,561
−HK$1,642/mo
Today · 4.125%
HK$55,203
baseline
▲ 0.50% · 4.625%
HK$58,562
+HK$3,359/mo
Deposit HK$4.88M · loan HK$11.39M · min. income ≈ HK$110,406/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$610,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,789
−HK$3,122/mo
▼ 0.25% · 3.875%
HK$59,339
−HK$1,572/mo
Today · 4.125%
HK$60,911
baseline
▲ 0.50% · 4.625%
HK$64,121
+HK$3,210/mo
Deposit HK$4.88M · loan HK$11.39M · min. income ≈ HK$121,822/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$610,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,787
−HK$4,188/mo
▼ 0.25% · 3.875%
HK$68,864
−HK$2,111/mo
Today · 4.125%
HK$70,975
baseline
▲ 0.50% · 4.625%
HK$75,294
+HK$4,319/mo
Deposit HK$1.63M · loan HK$14.64M · min. income ≈ HK$141,950/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$610,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,300
−HK$4,014/mo
▼ 0.25% · 3.875%
HK$76,292
−HK$2,022/mo
Today · 4.125%
HK$78,314
baseline
▲ 0.50% · 4.625%
HK$82,442
+HK$4,128/mo
Deposit HK$1.63M · loan HK$14.64M · min. income ≈ HK$156,628/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$610,192 · Scale 2, in force from 26 Feb 2026)