LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,105
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$38,260
−HK$1,172/mo
Today · 4.125%
HK$39,432
baseline
▲ 0.50% · 4.625%
HK$41,832
+HK$2,400/mo
Deposit HK$8.14M · loan HK$8.14M · min. income ≈ HK$78,864/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$610,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,279
−HK$2,231/mo
▼ 0.25% · 3.875%
HK$42,386
−HK$1,124/mo
Today · 4.125%
HK$43,510
baseline
▲ 0.50% · 4.625%
HK$45,803
+HK$2,293/mo
Deposit HK$8.14M · loan HK$8.14M · min. income ≈ HK$87,020/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$610,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,526
−HK$2,793/mo
▼ 0.25% · 3.875%
HK$45,911
−HK$1,408/mo
Today · 4.125%
HK$47,319
baseline
▲ 0.50% · 4.625%
HK$50,198
+HK$2,879/mo
Deposit HK$6.51M · loan HK$9.76M · min. income ≈ HK$94,638/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$610,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,535
−HK$2,676/mo
▼ 0.25% · 3.875%
HK$50,864
−HK$1,347/mo
Today · 4.125%
HK$52,211
baseline
▲ 0.50% · 4.625%
HK$54,964
+HK$2,753/mo
Deposit HK$6.51M · loan HK$9.76M · min. income ≈ HK$104,422/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$610,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,947
−HK$3,258/mo
▼ 0.25% · 3.875%
HK$53,563
−HK$1,642/mo
Today · 4.125%
HK$55,205
baseline
▲ 0.50% · 4.625%
HK$58,564
+HK$3,359/mo
Deposit HK$4.88M · loan HK$11.39M · min. income ≈ HK$110,410/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$610,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,791
−HK$3,122/mo
▼ 0.25% · 3.875%
HK$59,341
−HK$1,572/mo
Today · 4.125%
HK$60,913
baseline
▲ 0.50% · 4.625%
HK$64,124
+HK$3,211/mo
Deposit HK$4.88M · loan HK$11.39M · min. income ≈ HK$121,826/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$610,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,790
−HK$4,188/mo
▼ 0.25% · 3.875%
HK$68,867
−HK$2,111/mo
Today · 4.125%
HK$70,978
baseline
▲ 0.50% · 4.625%
HK$75,297
+HK$4,319/mo
Deposit HK$1.63M · loan HK$14.65M · min. income ≈ HK$141,956/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$610,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,303
−HK$4,014/mo
▼ 0.25% · 3.875%
HK$76,296
−HK$2,021/mo
Today · 4.125%
HK$78,317
baseline
▲ 0.50% · 4.625%
HK$82,445
+HK$4,128/mo
Deposit HK$1.63M · loan HK$14.65M · min. income ≈ HK$156,634/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$610,217 · Scale 2, in force from 26 Feb 2026)