LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,107
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$38,261
−HK$1,173/mo
Today · 4.125%
HK$39,434
baseline
▲ 0.50% · 4.625%
HK$41,833
+HK$2,399/mo
Deposit HK$8.14M · loan HK$8.14M · min. income ≈ HK$78,868/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$610,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,281
−HK$2,230/mo
▼ 0.25% · 3.875%
HK$42,388
−HK$1,123/mo
Today · 4.125%
HK$43,511
baseline
▲ 0.50% · 4.625%
HK$45,805
+HK$2,294/mo
Deposit HK$8.14M · loan HK$8.14M · min. income ≈ HK$87,022/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$610,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,528
−HK$2,793/mo
▼ 0.25% · 3.875%
HK$45,914
−HK$1,407/mo
Today · 4.125%
HK$47,321
baseline
▲ 0.50% · 4.625%
HK$50,200
+HK$2,879/mo
Deposit HK$6.51M · loan HK$9.76M · min. income ≈ HK$94,642/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$610,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,537
−HK$2,677/mo
▼ 0.25% · 3.875%
HK$50,866
−HK$1,348/mo
Today · 4.125%
HK$52,214
baseline
▲ 0.50% · 4.625%
HK$54,966
+HK$2,752/mo
Deposit HK$6.51M · loan HK$9.76M · min. income ≈ HK$104,428/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$610,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,950
−HK$3,258/mo
▼ 0.25% · 3.875%
HK$53,566
−HK$1,642/mo
Today · 4.125%
HK$55,208
baseline
▲ 0.50% · 4.625%
HK$58,567
+HK$3,359/mo
Deposit HK$4.88M · loan HK$11.39M · min. income ≈ HK$110,416/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$610,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,794
−HK$3,122/mo
▼ 0.25% · 3.875%
HK$59,344
−HK$1,572/mo
Today · 4.125%
HK$60,916
baseline
▲ 0.50% · 4.625%
HK$64,127
+HK$3,211/mo
Deposit HK$4.88M · loan HK$11.39M · min. income ≈ HK$121,832/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$610,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,793
−HK$4,188/mo
▼ 0.25% · 3.875%
HK$68,870
−HK$2,111/mo
Today · 4.125%
HK$70,981
baseline
▲ 0.50% · 4.625%
HK$75,300
+HK$4,319/mo
Deposit HK$1.63M · loan HK$14.65M · min. income ≈ HK$141,962/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$610,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,306
−HK$4,015/mo
▼ 0.25% · 3.875%
HK$76,299
−HK$2,022/mo
Today · 4.125%
HK$78,321
baseline
▲ 0.50% · 4.625%
HK$82,449
+HK$4,128/mo
Deposit HK$1.63M · loan HK$14.65M · min. income ≈ HK$156,642/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$610,245 · Scale 2, in force from 26 Feb 2026)