LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,108
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$38,263
−HK$1,172/mo
Today · 4.125%
HK$39,435
baseline
▲ 0.50% · 4.625%
HK$41,835
+HK$2,400/mo
Deposit HK$8.14M · loan HK$8.14M · min. income ≈ HK$78,870/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$610,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,283
−HK$2,230/mo
▼ 0.25% · 3.875%
HK$42,390
−HK$1,123/mo
Today · 4.125%
HK$43,513
baseline
▲ 0.50% · 4.625%
HK$45,807
+HK$2,294/mo
Deposit HK$8.14M · loan HK$8.14M · min. income ≈ HK$87,026/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$610,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,530
−HK$2,792/mo
▼ 0.25% · 3.875%
HK$45,915
−HK$1,407/mo
Today · 4.125%
HK$47,322
baseline
▲ 0.50% · 4.625%
HK$50,202
+HK$2,880/mo
Deposit HK$6.51M · loan HK$9.76M · min. income ≈ HK$94,644/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$610,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,539
−HK$2,677/mo
▼ 0.25% · 3.875%
HK$50,868
−HK$1,348/mo
Today · 4.125%
HK$52,216
baseline
▲ 0.50% · 4.625%
HK$54,968
+HK$2,752/mo
Deposit HK$6.51M · loan HK$9.76M · min. income ≈ HK$104,432/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$610,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,952
−HK$3,257/mo
▼ 0.25% · 3.875%
HK$53,568
−HK$1,641/mo
Today · 4.125%
HK$55,209
baseline
▲ 0.50% · 4.625%
HK$58,569
+HK$3,360/mo
Deposit HK$4.88M · loan HK$11.39M · min. income ≈ HK$110,418/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$610,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,796
−HK$3,122/mo
▼ 0.25% · 3.875%
HK$59,346
−HK$1,572/mo
Today · 4.125%
HK$60,918
baseline
▲ 0.50% · 4.625%
HK$64,129
+HK$3,211/mo
Deposit HK$4.88M · loan HK$11.39M · min. income ≈ HK$121,836/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$610,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,795
−HK$4,189/mo
▼ 0.25% · 3.875%
HK$68,873
−HK$2,111/mo
Today · 4.125%
HK$70,984
baseline
▲ 0.50% · 4.625%
HK$75,303
+HK$4,319/mo
Deposit HK$1.63M · loan HK$14.65M · min. income ≈ HK$141,968/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$610,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,309
−HK$4,014/mo
▼ 0.25% · 3.875%
HK$76,302
−HK$2,021/mo
Today · 4.125%
HK$78,323
baseline
▲ 0.50% · 4.625%
HK$82,452
+HK$4,129/mo
Deposit HK$1.63M · loan HK$14.65M · min. income ≈ HK$156,646/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$610,265 · Scale 2, in force from 26 Feb 2026)