LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,109
−HK$2,328/mo
▼ 0.25% · 3.875%
HK$38,264
−HK$1,173/mo
Today · 4.125%
HK$39,437
baseline
▲ 0.50% · 4.625%
HK$41,836
+HK$2,399/mo
Deposit HK$8.14M · loan HK$8.14M · min. income ≈ HK$78,874/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$610,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,284
−HK$2,230/mo
▼ 0.25% · 3.875%
HK$42,391
−HK$1,123/mo
Today · 4.125%
HK$43,514
baseline
▲ 0.50% · 4.625%
HK$45,808
+HK$2,294/mo
Deposit HK$8.14M · loan HK$8.14M · min. income ≈ HK$87,028/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$610,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,531
−HK$2,793/mo
▼ 0.25% · 3.875%
HK$45,916
−HK$1,408/mo
Today · 4.125%
HK$47,324
baseline
▲ 0.50% · 4.625%
HK$50,203
+HK$2,879/mo
Deposit HK$6.51M · loan HK$9.76M · min. income ≈ HK$94,648/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$610,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,541
−HK$2,676/mo
▼ 0.25% · 3.875%
HK$50,869
−HK$1,348/mo
Today · 4.125%
HK$52,217
baseline
▲ 0.50% · 4.625%
HK$54,970
+HK$2,753/mo
Deposit HK$6.51M · loan HK$9.76M · min. income ≈ HK$104,434/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$610,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,953
−HK$3,258/mo
▼ 0.25% · 3.875%
HK$53,569
−HK$1,642/mo
Today · 4.125%
HK$55,211
baseline
▲ 0.50% · 4.625%
HK$58,571
+HK$3,360/mo
Deposit HK$4.88M · loan HK$11.39M · min. income ≈ HK$110,422/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$610,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,797
−HK$3,123/mo
▼ 0.25% · 3.875%
HK$59,347
−HK$1,573/mo
Today · 4.125%
HK$60,920
baseline
▲ 0.50% · 4.625%
HK$64,131
+HK$3,211/mo
Deposit HK$4.88M · loan HK$11.39M · min. income ≈ HK$121,840/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$610,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,797
−HK$4,189/mo
▼ 0.25% · 3.875%
HK$68,875
−HK$2,111/mo
Today · 4.125%
HK$70,986
baseline
▲ 0.50% · 4.625%
HK$75,305
+HK$4,319/mo
Deposit HK$1.63M · loan HK$14.65M · min. income ≈ HK$141,972/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$610,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,311
−HK$4,015/mo
▼ 0.25% · 3.875%
HK$76,304
−HK$2,022/mo
Today · 4.125%
HK$78,326
baseline
▲ 0.50% · 4.625%
HK$82,454
+HK$4,128/mo
Deposit HK$1.63M · loan HK$14.65M · min. income ≈ HK$156,652/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$610,284 · Scale 2, in force from 26 Feb 2026)