LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,110
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$38,264
−HK$1,173/mo
Today · 4.125%
HK$39,437
baseline
▲ 0.50% · 4.625%
HK$41,837
+HK$2,400/mo
Deposit HK$8.14M · loan HK$8.14M · min. income ≈ HK$78,874/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$610,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,284
−HK$2,231/mo
▼ 0.25% · 3.875%
HK$42,392
−HK$1,123/mo
Today · 4.125%
HK$43,515
baseline
▲ 0.50% · 4.625%
HK$45,809
+HK$2,294/mo
Deposit HK$8.14M · loan HK$8.14M · min. income ≈ HK$87,030/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$610,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,532
−HK$2,792/mo
▼ 0.25% · 3.875%
HK$45,917
−HK$1,407/mo
Today · 4.125%
HK$47,324
baseline
▲ 0.50% · 4.625%
HK$50,204
+HK$2,880/mo
Deposit HK$6.51M · loan HK$9.76M · min. income ≈ HK$94,648/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$610,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,541
−HK$2,677/mo
▼ 0.25% · 3.875%
HK$50,870
−HK$1,348/mo
Today · 4.125%
HK$52,218
baseline
▲ 0.50% · 4.625%
HK$54,970
+HK$2,752/mo
Deposit HK$6.51M · loan HK$9.76M · min. income ≈ HK$104,436/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$610,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,954
−HK$3,258/mo
▼ 0.25% · 3.875%
HK$53,570
−HK$1,642/mo
Today · 4.125%
HK$55,212
baseline
▲ 0.50% · 4.625%
HK$58,571
+HK$3,359/mo
Deposit HK$4.88M · loan HK$11.39M · min. income ≈ HK$110,424/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$610,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,798
−HK$3,123/mo
▼ 0.25% · 3.875%
HK$59,348
−HK$1,573/mo
Today · 4.125%
HK$60,921
baseline
▲ 0.50% · 4.625%
HK$64,132
+HK$3,211/mo
Deposit HK$4.88M · loan HK$11.39M · min. income ≈ HK$121,842/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$610,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,798
−HK$4,189/mo
▼ 0.25% · 3.875%
HK$68,876
−HK$2,111/mo
Today · 4.125%
HK$70,987
baseline
▲ 0.50% · 4.625%
HK$75,306
+HK$4,319/mo
Deposit HK$1.63M · loan HK$14.65M · min. income ≈ HK$141,974/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$610,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,312
−HK$4,015/mo
▼ 0.25% · 3.875%
HK$76,305
−HK$2,022/mo
Today · 4.125%
HK$78,327
baseline
▲ 0.50% · 4.625%
HK$82,455
+HK$4,128/mo
Deposit HK$1.63M · loan HK$14.65M · min. income ≈ HK$156,654/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$610,292 · Scale 2, in force from 26 Feb 2026)