LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,111
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$38,265
−HK$1,173/mo
Today · 4.125%
HK$39,438
baseline
▲ 0.50% · 4.625%
HK$41,838
+HK$2,400/mo
Deposit HK$8.14M · loan HK$8.14M · min. income ≈ HK$78,876/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$610,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,285
−HK$2,231/mo
▼ 0.25% · 3.875%
HK$42,393
−HK$1,123/mo
Today · 4.125%
HK$43,516
baseline
▲ 0.50% · 4.625%
HK$45,810
+HK$2,294/mo
Deposit HK$8.14M · loan HK$8.14M · min. income ≈ HK$87,032/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$610,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,533
−HK$2,792/mo
▼ 0.25% · 3.875%
HK$45,918
−HK$1,407/mo
Today · 4.125%
HK$47,325
baseline
▲ 0.50% · 4.625%
HK$50,205
+HK$2,880/mo
Deposit HK$6.51M · loan HK$9.76M · min. income ≈ HK$94,650/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$610,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,542
−HK$2,677/mo
▼ 0.25% · 3.875%
HK$50,871
−HK$1,348/mo
Today · 4.125%
HK$52,219
baseline
▲ 0.50% · 4.625%
HK$54,972
+HK$2,753/mo
Deposit HK$6.51M · loan HK$9.76M · min. income ≈ HK$104,438/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$610,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,955
−HK$3,258/mo
▼ 0.25% · 3.875%
HK$53,571
−HK$1,642/mo
Today · 4.125%
HK$55,213
baseline
▲ 0.50% · 4.625%
HK$58,573
+HK$3,360/mo
Deposit HK$4.88M · loan HK$11.39M · min. income ≈ HK$110,426/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$610,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,799
−HK$3,123/mo
▼ 0.25% · 3.875%
HK$59,350
−HK$1,572/mo
Today · 4.125%
HK$60,922
baseline
▲ 0.50% · 4.625%
HK$64,133
+HK$3,211/mo
Deposit HK$4.88M · loan HK$11.39M · min. income ≈ HK$121,844/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$610,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,799
−HK$4,189/mo
▼ 0.25% · 3.875%
HK$68,877
−HK$2,111/mo
Today · 4.125%
HK$70,988
baseline
▲ 0.50% · 4.625%
HK$75,308
+HK$4,320/mo
Deposit HK$1.63M · loan HK$14.65M · min. income ≈ HK$141,976/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$610,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,314
−HK$4,015/mo
▼ 0.25% · 3.875%
HK$76,307
−HK$2,022/mo
Today · 4.125%
HK$78,329
baseline
▲ 0.50% · 4.625%
HK$82,457
+HK$4,128/mo
Deposit HK$1.63M · loan HK$14.65M · min. income ≈ HK$156,658/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$610,306 · Scale 2, in force from 26 Feb 2026)