LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,113
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$38,267
−HK$1,173/mo
Today · 4.125%
HK$39,440
baseline
▲ 0.50% · 4.625%
HK$41,840
+HK$2,400/mo
Deposit HK$8.14M · loan HK$8.14M · min. income ≈ HK$78,880/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$610,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,287
−HK$2,231/mo
▼ 0.25% · 3.875%
HK$42,395
−HK$1,123/mo
Today · 4.125%
HK$43,518
baseline
▲ 0.50% · 4.625%
HK$45,812
+HK$2,294/mo
Deposit HK$8.14M · loan HK$8.14M · min. income ≈ HK$87,036/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$610,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,535
−HK$2,793/mo
▼ 0.25% · 3.875%
HK$45,920
−HK$1,408/mo
Today · 4.125%
HK$47,328
baseline
▲ 0.50% · 4.625%
HK$50,208
+HK$2,880/mo
Deposit HK$6.51M · loan HK$9.77M · min. income ≈ HK$94,656/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$610,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,545
−HK$2,677/mo
▼ 0.25% · 3.875%
HK$50,874
−HK$1,348/mo
Today · 4.125%
HK$52,222
baseline
▲ 0.50% · 4.625%
HK$54,974
+HK$2,752/mo
Deposit HK$6.51M · loan HK$9.77M · min. income ≈ HK$104,444/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$610,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,958
−HK$3,258/mo
▼ 0.25% · 3.875%
HK$53,574
−HK$1,642/mo
Today · 4.125%
HK$55,216
baseline
▲ 0.50% · 4.625%
HK$58,575
+HK$3,359/mo
Deposit HK$4.88M · loan HK$11.39M · min. income ≈ HK$110,432/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$610,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,802
−HK$3,123/mo
▼ 0.25% · 3.875%
HK$59,352
−HK$1,573/mo
Today · 4.125%
HK$60,925
baseline
▲ 0.50% · 4.625%
HK$64,137
+HK$3,212/mo
Deposit HK$4.88M · loan HK$11.39M · min. income ≈ HK$121,850/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$610,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,803
−HK$4,189/mo
▼ 0.25% · 3.875%
HK$68,880
−HK$2,112/mo
Today · 4.125%
HK$70,992
baseline
▲ 0.50% · 4.625%
HK$75,311
+HK$4,319/mo
Deposit HK$1.63M · loan HK$14.65M · min. income ≈ HK$141,984/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$610,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,317
−HK$4,015/mo
▼ 0.25% · 3.875%
HK$76,310
−HK$2,022/mo
Today · 4.125%
HK$78,332
baseline
▲ 0.50% · 4.625%
HK$82,461
+HK$4,129/mo
Deposit HK$1.63M · loan HK$14.65M · min. income ≈ HK$156,664/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$610,335 · Scale 2, in force from 26 Feb 2026)