LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,115
−HK$2,328/mo
▼ 0.25% · 3.875%
HK$38,270
−HK$1,173/mo
Today · 4.125%
HK$39,443
baseline
▲ 0.50% · 4.625%
HK$41,843
+HK$2,400/mo
Deposit HK$8.14M · loan HK$8.14M · min. income ≈ HK$78,886/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$610,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,290
−HK$2,231/mo
▼ 0.25% · 3.875%
HK$42,398
−HK$1,123/mo
Today · 4.125%
HK$43,521
baseline
▲ 0.50% · 4.625%
HK$45,815
+HK$2,294/mo
Deposit HK$8.14M · loan HK$8.14M · min. income ≈ HK$87,042/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$610,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,538
−HK$2,793/mo
▼ 0.25% · 3.875%
HK$45,924
−HK$1,407/mo
Today · 4.125%
HK$47,331
baseline
▲ 0.50% · 4.625%
HK$50,211
+HK$2,880/mo
Deposit HK$6.51M · loan HK$9.77M · min. income ≈ HK$94,662/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$610,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,548
−HK$2,677/mo
▼ 0.25% · 3.875%
HK$50,877
−HK$1,348/mo
Today · 4.125%
HK$52,225
baseline
▲ 0.50% · 4.625%
HK$54,978
+HK$2,753/mo
Deposit HK$6.51M · loan HK$9.77M · min. income ≈ HK$104,450/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$610,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,961
−HK$3,259/mo
▼ 0.25% · 3.875%
HK$53,578
−HK$1,642/mo
Today · 4.125%
HK$55,220
baseline
▲ 0.50% · 4.625%
HK$58,580
+HK$3,360/mo
Deposit HK$4.88M · loan HK$11.39M · min. income ≈ HK$110,440/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$610,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,806
−HK$3,124/mo
▼ 0.25% · 3.875%
HK$59,357
−HK$1,573/mo
Today · 4.125%
HK$60,930
baseline
▲ 0.50% · 4.625%
HK$64,141
+HK$3,211/mo
Deposit HK$4.88M · loan HK$11.39M · min. income ≈ HK$121,860/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$610,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,807
−HK$4,190/mo
▼ 0.25% · 3.875%
HK$68,886
−HK$2,111/mo
Today · 4.125%
HK$70,997
baseline
▲ 0.50% · 4.625%
HK$75,317
+HK$4,320/mo
Deposit HK$1.63M · loan HK$14.65M · min. income ≈ HK$141,994/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$610,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,323
−HK$4,015/mo
▼ 0.25% · 3.875%
HK$76,316
−HK$2,022/mo
Today · 4.125%
HK$78,338
baseline
▲ 0.50% · 4.625%
HK$82,467
+HK$4,129/mo
Deposit HK$1.63M · loan HK$14.65M · min. income ≈ HK$156,676/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$610,380 · Scale 2, in force from 26 Feb 2026)