LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,117
−HK$2,328/mo
▼ 0.25% · 3.875%
HK$38,271
−HK$1,174/mo
Today · 4.125%
HK$39,445
baseline
▲ 0.50% · 4.625%
HK$41,845
+HK$2,400/mo
Deposit HK$8.14M · loan HK$8.14M · min. income ≈ HK$78,890/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$610,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,292
−HK$2,231/mo
▼ 0.25% · 3.875%
HK$42,400
−HK$1,123/mo
Today · 4.125%
HK$43,523
baseline
▲ 0.50% · 4.625%
HK$45,817
+HK$2,294/mo
Deposit HK$8.14M · loan HK$8.14M · min. income ≈ HK$87,046/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$610,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,540
−HK$2,793/mo
▼ 0.25% · 3.875%
HK$45,926
−HK$1,407/mo
Today · 4.125%
HK$47,333
baseline
▲ 0.50% · 4.625%
HK$50,214
+HK$2,881/mo
Deposit HK$6.51M · loan HK$9.77M · min. income ≈ HK$94,666/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$610,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,551
−HK$2,677/mo
▼ 0.25% · 3.875%
HK$50,880
−HK$1,348/mo
Today · 4.125%
HK$52,228
baseline
▲ 0.50% · 4.625%
HK$54,981
+HK$2,753/mo
Deposit HK$6.51M · loan HK$9.77M · min. income ≈ HK$104,456/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$610,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,964
−HK$3,258/mo
▼ 0.25% · 3.875%
HK$53,580
−HK$1,642/mo
Today · 4.125%
HK$55,222
baseline
▲ 0.50% · 4.625%
HK$58,582
+HK$3,360/mo
Deposit HK$4.88M · loan HK$11.39M · min. income ≈ HK$110,444/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$610,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,809
−HK$3,123/mo
▼ 0.25% · 3.875%
HK$59,360
−HK$1,572/mo
Today · 4.125%
HK$60,932
baseline
▲ 0.50% · 4.625%
HK$64,144
+HK$3,212/mo
Deposit HK$4.88M · loan HK$11.39M · min. income ≈ HK$121,864/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$610,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,811
−HK$4,189/mo
▼ 0.25% · 3.875%
HK$68,889
−HK$2,111/mo
Today · 4.125%
HK$71,000
baseline
▲ 0.50% · 4.625%
HK$75,320
+HK$4,320/mo
Deposit HK$1.63M · loan HK$14.65M · min. income ≈ HK$142,000/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$610,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,326
−HK$4,016/mo
▼ 0.25% · 3.875%
HK$76,319
−HK$2,023/mo
Today · 4.125%
HK$78,342
baseline
▲ 0.50% · 4.625%
HK$82,471
+HK$4,129/mo
Deposit HK$1.63M · loan HK$14.65M · min. income ≈ HK$156,684/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$610,408 · Scale 2, in force from 26 Feb 2026)