LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,118
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$38,272
−HK$1,173/mo
Today · 4.125%
HK$39,445
baseline
▲ 0.50% · 4.625%
HK$41,846
+HK$2,401/mo
Deposit HK$8.14M · loan HK$8.14M · min. income ≈ HK$78,890/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$610,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,293
−HK$2,231/mo
▼ 0.25% · 3.875%
HK$42,401
−HK$1,123/mo
Today · 4.125%
HK$43,524
baseline
▲ 0.50% · 4.625%
HK$45,818
+HK$2,294/mo
Deposit HK$8.14M · loan HK$8.14M · min. income ≈ HK$87,048/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$610,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,541
−HK$2,794/mo
▼ 0.25% · 3.875%
HK$45,927
−HK$1,408/mo
Today · 4.125%
HK$47,335
baseline
▲ 0.50% · 4.625%
HK$50,215
+HK$2,880/mo
Deposit HK$6.51M · loan HK$9.77M · min. income ≈ HK$94,670/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$610,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,552
−HK$2,677/mo
▼ 0.25% · 3.875%
HK$50,881
−HK$1,348/mo
Today · 4.125%
HK$52,229
baseline
▲ 0.50% · 4.625%
HK$54,982
+HK$2,753/mo
Deposit HK$6.51M · loan HK$9.77M · min. income ≈ HK$104,458/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$610,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,965
−HK$3,259/mo
▼ 0.25% · 3.875%
HK$53,581
−HK$1,643/mo
Today · 4.125%
HK$55,224
baseline
▲ 0.50% · 4.625%
HK$58,584
+HK$3,360/mo
Deposit HK$4.88M · loan HK$11.39M · min. income ≈ HK$110,448/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$610,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,811
−HK$3,123/mo
▼ 0.25% · 3.875%
HK$59,361
−HK$1,573/mo
Today · 4.125%
HK$60,934
baseline
▲ 0.50% · 4.625%
HK$64,146
+HK$3,212/mo
Deposit HK$4.88M · loan HK$11.39M · min. income ≈ HK$121,868/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$610,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,812
−HK$4,190/mo
▼ 0.25% · 3.875%
HK$68,890
−HK$2,112/mo
Today · 4.125%
HK$71,002
baseline
▲ 0.50% · 4.625%
HK$75,322
+HK$4,320/mo
Deposit HK$1.63M · loan HK$14.65M · min. income ≈ HK$142,004/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$610,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,328
−HK$4,016/mo
▼ 0.25% · 3.875%
HK$76,321
−HK$2,023/mo
Today · 4.125%
HK$78,344
baseline
▲ 0.50% · 4.625%
HK$82,473
+HK$4,129/mo
Deposit HK$1.63M · loan HK$14.65M · min. income ≈ HK$156,688/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$610,423 · Scale 2, in force from 26 Feb 2026)