LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,119
−HK$2,328/mo
▼ 0.25% · 3.875%
HK$38,274
−HK$1,173/mo
Today · 4.125%
HK$39,447
baseline
▲ 0.50% · 4.625%
HK$41,847
+HK$2,400/mo
Deposit HK$8.14M · loan HK$8.14M · min. income ≈ HK$78,894/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$610,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,295
−HK$2,231/mo
▼ 0.25% · 3.875%
HK$42,403
−HK$1,123/mo
Today · 4.125%
HK$43,526
baseline
▲ 0.50% · 4.625%
HK$45,820
+HK$2,294/mo
Deposit HK$8.14M · loan HK$8.14M · min. income ≈ HK$87,052/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$610,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,543
−HK$2,794/mo
▼ 0.25% · 3.875%
HK$45,929
−HK$1,408/mo
Today · 4.125%
HK$47,337
baseline
▲ 0.50% · 4.625%
HK$50,217
+HK$2,880/mo
Deposit HK$6.51M · loan HK$9.77M · min. income ≈ HK$94,674/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$610,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,554
−HK$2,677/mo
▼ 0.25% · 3.875%
HK$50,883
−HK$1,348/mo
Today · 4.125%
HK$52,231
baseline
▲ 0.50% · 4.625%
HK$54,984
+HK$2,753/mo
Deposit HK$6.51M · loan HK$9.77M · min. income ≈ HK$104,462/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$610,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,967
−HK$3,259/mo
▼ 0.25% · 3.875%
HK$53,584
−HK$1,642/mo
Today · 4.125%
HK$55,226
baseline
▲ 0.50% · 4.625%
HK$58,586
+HK$3,360/mo
Deposit HK$4.88M · loan HK$11.40M · min. income ≈ HK$110,452/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$610,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,813
−HK$3,124/mo
▼ 0.25% · 3.875%
HK$59,364
−HK$1,573/mo
Today · 4.125%
HK$60,937
baseline
▲ 0.50% · 4.625%
HK$64,149
+HK$3,212/mo
Deposit HK$4.88M · loan HK$11.40M · min. income ≈ HK$121,874/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$610,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,815
−HK$4,190/mo
▼ 0.25% · 3.875%
HK$68,893
−HK$2,112/mo
Today · 4.125%
HK$71,005
baseline
▲ 0.50% · 4.625%
HK$75,325
+HK$4,320/mo
Deposit HK$1.63M · loan HK$14.65M · min. income ≈ HK$142,010/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$610,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,331
−HK$4,016/mo
▼ 0.25% · 3.875%
HK$76,325
−HK$2,022/mo
Today · 4.125%
HK$78,347
baseline
▲ 0.50% · 4.625%
HK$82,477
+HK$4,130/mo
Deposit HK$1.63M · loan HK$14.65M · min. income ≈ HK$156,694/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$610,449 · Scale 2, in force from 26 Feb 2026)