LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,121
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$38,275
−HK$1,173/mo
Today · 4.125%
HK$39,448
baseline
▲ 0.50% · 4.625%
HK$41,849
+HK$2,401/mo
Deposit HK$8.14M · loan HK$8.14M · min. income ≈ HK$78,896/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$610,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,296
−HK$2,232/mo
▼ 0.25% · 3.875%
HK$42,404
−HK$1,124/mo
Today · 4.125%
HK$43,528
baseline
▲ 0.50% · 4.625%
HK$45,822
+HK$2,294/mo
Deposit HK$8.14M · loan HK$8.14M · min. income ≈ HK$87,056/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$610,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,545
−HK$2,793/mo
▼ 0.25% · 3.875%
HK$45,930
−HK$1,408/mo
Today · 4.125%
HK$47,338
baseline
▲ 0.50% · 4.625%
HK$50,219
+HK$2,881/mo
Deposit HK$6.51M · loan HK$9.77M · min. income ≈ HK$94,676/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$610,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,556
−HK$2,677/mo
▼ 0.25% · 3.875%
HK$50,885
−HK$1,348/mo
Today · 4.125%
HK$52,233
baseline
▲ 0.50% · 4.625%
HK$54,986
+HK$2,753/mo
Deposit HK$6.51M · loan HK$9.77M · min. income ≈ HK$104,466/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$610,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,969
−HK$3,259/mo
▼ 0.25% · 3.875%
HK$53,586
−HK$1,642/mo
Today · 4.125%
HK$55,228
baseline
▲ 0.50% · 4.625%
HK$58,588
+HK$3,360/mo
Deposit HK$4.88M · loan HK$11.40M · min. income ≈ HK$110,456/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$610,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,815
−HK$3,124/mo
▼ 0.25% · 3.875%
HK$59,366
−HK$1,573/mo
Today · 4.125%
HK$60,939
baseline
▲ 0.50% · 4.625%
HK$64,151
+HK$3,212/mo
Deposit HK$4.88M · loan HK$11.40M · min. income ≈ HK$121,878/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$610,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,817
−HK$4,190/mo
▼ 0.25% · 3.875%
HK$68,896
−HK$2,111/mo
Today · 4.125%
HK$71,007
baseline
▲ 0.50% · 4.625%
HK$75,328
+HK$4,321/mo
Deposit HK$1.63M · loan HK$14.65M · min. income ≈ HK$142,014/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$610,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,334
−HK$4,016/mo
▼ 0.25% · 3.875%
HK$76,327
−HK$2,023/mo
Today · 4.125%
HK$78,350
baseline
▲ 0.50% · 4.625%
HK$82,479
+HK$4,129/mo
Deposit HK$1.63M · loan HK$14.65M · min. income ≈ HK$156,700/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$610,470 · Scale 2, in force from 26 Feb 2026)