LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,122
−HK$2,328/mo
▼ 0.25% · 3.875%
HK$38,277
−HK$1,173/mo
Today · 4.125%
HK$39,450
baseline
▲ 0.50% · 4.625%
HK$41,850
+HK$2,400/mo
Deposit HK$8.14M · loan HK$8.14M · min. income ≈ HK$78,900/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$610,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,298
−HK$2,231/mo
▼ 0.25% · 3.875%
HK$42,405
−HK$1,124/mo
Today · 4.125%
HK$43,529
baseline
▲ 0.50% · 4.625%
HK$45,824
+HK$2,295/mo
Deposit HK$8.14M · loan HK$8.14M · min. income ≈ HK$87,058/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$610,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,546
−HK$2,794/mo
▼ 0.25% · 3.875%
HK$45,932
−HK$1,408/mo
Today · 4.125%
HK$47,340
baseline
▲ 0.50% · 4.625%
HK$50,220
+HK$2,880/mo
Deposit HK$6.51M · loan HK$9.77M · min. income ≈ HK$94,680/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$610,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,557
−HK$2,678/mo
▼ 0.25% · 3.875%
HK$50,887
−HK$1,348/mo
Today · 4.125%
HK$52,235
baseline
▲ 0.50% · 4.625%
HK$54,988
+HK$2,753/mo
Deposit HK$6.51M · loan HK$9.77M · min. income ≈ HK$104,470/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$610,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,971
−HK$3,259/mo
▼ 0.25% · 3.875%
HK$53,587
−HK$1,643/mo
Today · 4.125%
HK$55,230
baseline
▲ 0.50% · 4.625%
HK$58,590
+HK$3,360/mo
Deposit HK$4.88M · loan HK$11.40M · min. income ≈ HK$110,460/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$610,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,817
−HK$3,124/mo
▼ 0.25% · 3.875%
HK$59,368
−HK$1,573/mo
Today · 4.125%
HK$60,941
baseline
▲ 0.50% · 4.625%
HK$64,153
+HK$3,212/mo
Deposit HK$4.88M · loan HK$11.40M · min. income ≈ HK$121,882/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$610,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,820
−HK$4,190/mo
▼ 0.25% · 3.875%
HK$68,898
−HK$2,112/mo
Today · 4.125%
HK$71,010
baseline
▲ 0.50% · 4.625%
HK$75,331
+HK$4,321/mo
Deposit HK$1.63M · loan HK$14.65M · min. income ≈ HK$142,020/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$610,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,336
−HK$4,016/mo
▼ 0.25% · 3.875%
HK$76,330
−HK$2,022/mo
Today · 4.125%
HK$78,352
baseline
▲ 0.50% · 4.625%
HK$82,482
+HK$4,130/mo
Deposit HK$1.63M · loan HK$14.65M · min. income ≈ HK$156,704/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$610,491 · Scale 2, in force from 26 Feb 2026)