LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,123
−HK$2,328/mo
▼ 0.25% · 3.875%
HK$38,278
−HK$1,173/mo
Today · 4.125%
HK$39,451
baseline
▲ 0.50% · 4.625%
HK$41,851
+HK$2,400/mo
Deposit HK$8.14M · loan HK$8.14M · min. income ≈ HK$78,902/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$610,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,299
−HK$2,231/mo
▼ 0.25% · 3.875%
HK$42,406
−HK$1,124/mo
Today · 4.125%
HK$43,530
baseline
▲ 0.50% · 4.625%
HK$45,825
+HK$2,295/mo
Deposit HK$8.14M · loan HK$8.14M · min. income ≈ HK$87,060/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$610,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,547
−HK$2,794/mo
▼ 0.25% · 3.875%
HK$45,933
−HK$1,408/mo
Today · 4.125%
HK$47,341
baseline
▲ 0.50% · 4.625%
HK$50,222
+HK$2,881/mo
Deposit HK$6.51M · loan HK$9.77M · min. income ≈ HK$94,682/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$610,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,559
−HK$2,677/mo
▼ 0.25% · 3.875%
HK$50,888
−HK$1,348/mo
Today · 4.125%
HK$52,236
baseline
▲ 0.50% · 4.625%
HK$54,990
+HK$2,754/mo
Deposit HK$6.51M · loan HK$9.77M · min. income ≈ HK$104,472/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$610,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,972
−HK$3,259/mo
▼ 0.25% · 3.875%
HK$53,589
−HK$1,642/mo
Today · 4.125%
HK$55,231
baseline
▲ 0.50% · 4.625%
HK$58,592
+HK$3,361/mo
Deposit HK$4.88M · loan HK$11.40M · min. income ≈ HK$110,462/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$610,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,818
−HK$3,124/mo
▼ 0.25% · 3.875%
HK$59,369
−HK$1,573/mo
Today · 4.125%
HK$60,942
baseline
▲ 0.50% · 4.625%
HK$64,154
+HK$3,212/mo
Deposit HK$4.88M · loan HK$11.40M · min. income ≈ HK$121,884/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$610,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,821
−HK$4,191/mo
▼ 0.25% · 3.875%
HK$68,900
−HK$2,112/mo
Today · 4.125%
HK$71,012
baseline
▲ 0.50% · 4.625%
HK$75,332
+HK$4,320/mo
Deposit HK$1.63M · loan HK$14.65M · min. income ≈ HK$142,024/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$610,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,338
−HK$4,016/mo
▼ 0.25% · 3.875%
HK$76,332
−HK$2,022/mo
Today · 4.125%
HK$78,354
baseline
▲ 0.50% · 4.625%
HK$82,484
+HK$4,130/mo
Deposit HK$1.63M · loan HK$14.65M · min. income ≈ HK$156,708/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$610,506 · Scale 2, in force from 26 Feb 2026)