LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,123
−HK$2,328/mo
▼ 0.25% · 3.875%
HK$38,278
−HK$1,173/mo
Today · 4.125%
HK$39,451
baseline
▲ 0.50% · 4.625%
HK$41,852
+HK$2,401/mo
Deposit HK$8.14M · loan HK$8.14M · min. income ≈ HK$78,902/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$610,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,299
−HK$2,232/mo
▼ 0.25% · 3.875%
HK$42,407
−HK$1,124/mo
Today · 4.125%
HK$43,531
baseline
▲ 0.50% · 4.625%
HK$45,825
+HK$2,294/mo
Deposit HK$8.14M · loan HK$8.14M · min. income ≈ HK$87,062/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$610,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,548
−HK$2,794/mo
▼ 0.25% · 3.875%
HK$45,934
−HK$1,408/mo
Today · 4.125%
HK$47,342
baseline
▲ 0.50% · 4.625%
HK$50,222
+HK$2,880/mo
Deposit HK$6.51M · loan HK$9.77M · min. income ≈ HK$94,684/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$610,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,559
−HK$2,678/mo
▼ 0.25% · 3.875%
HK$50,888
−HK$1,349/mo
Today · 4.125%
HK$52,237
baseline
▲ 0.50% · 4.625%
HK$54,990
+HK$2,753/mo
Deposit HK$6.51M · loan HK$9.77M · min. income ≈ HK$104,474/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$610,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,973
−HK$3,259/mo
▼ 0.25% · 3.875%
HK$53,589
−HK$1,643/mo
Today · 4.125%
HK$55,232
baseline
▲ 0.50% · 4.625%
HK$58,593
+HK$3,361/mo
Deposit HK$4.88M · loan HK$11.40M · min. income ≈ HK$110,464/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$610,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,819
−HK$3,124/mo
▼ 0.25% · 3.875%
HK$59,370
−HK$1,573/mo
Today · 4.125%
HK$60,943
baseline
▲ 0.50% · 4.625%
HK$64,155
+HK$3,212/mo
Deposit HK$4.88M · loan HK$11.40M · min. income ≈ HK$121,886/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$610,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,822
−HK$4,190/mo
▼ 0.25% · 3.875%
HK$68,901
−HK$2,111/mo
Today · 4.125%
HK$71,012
baseline
▲ 0.50% · 4.625%
HK$75,333
+HK$4,321/mo
Deposit HK$1.63M · loan HK$14.65M · min. income ≈ HK$142,024/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$610,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,339
−HK$4,016/mo
▼ 0.25% · 3.875%
HK$76,333
−HK$2,022/mo
Today · 4.125%
HK$78,355
baseline
▲ 0.50% · 4.625%
HK$82,485
+HK$4,130/mo
Deposit HK$1.63M · loan HK$14.65M · min. income ≈ HK$156,710/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$610,514 · Scale 2, in force from 26 Feb 2026)