LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,124
−HK$2,328/mo
▼ 0.25% · 3.875%
HK$38,279
−HK$1,173/mo
Today · 4.125%
HK$39,452
baseline
▲ 0.50% · 4.625%
HK$41,852
+HK$2,400/mo
Deposit HK$8.14M · loan HK$8.14M · min. income ≈ HK$78,904/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$610,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,300
−HK$2,231/mo
▼ 0.25% · 3.875%
HK$42,407
−HK$1,124/mo
Today · 4.125%
HK$43,531
baseline
▲ 0.50% · 4.625%
HK$45,826
+HK$2,295/mo
Deposit HK$8.14M · loan HK$8.14M · min. income ≈ HK$87,062/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$610,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,549
−HK$2,793/mo
▼ 0.25% · 3.875%
HK$45,934
−HK$1,408/mo
Today · 4.125%
HK$47,342
baseline
▲ 0.50% · 4.625%
HK$50,223
+HK$2,881/mo
Deposit HK$6.51M · loan HK$9.77M · min. income ≈ HK$94,684/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$610,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,560
−HK$2,677/mo
▼ 0.25% · 3.875%
HK$50,889
−HK$1,348/mo
Today · 4.125%
HK$52,237
baseline
▲ 0.50% · 4.625%
HK$54,991
+HK$2,754/mo
Deposit HK$6.51M · loan HK$9.77M · min. income ≈ HK$104,474/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$610,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,973
−HK$3,260/mo
▼ 0.25% · 3.875%
HK$53,590
−HK$1,643/mo
Today · 4.125%
HK$55,233
baseline
▲ 0.50% · 4.625%
HK$58,593
+HK$3,360/mo
Deposit HK$4.88M · loan HK$11.40M · min. income ≈ HK$110,466/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$610,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,820
−HK$3,124/mo
▼ 0.25% · 3.875%
HK$59,370
−HK$1,574/mo
Today · 4.125%
HK$60,944
baseline
▲ 0.50% · 4.625%
HK$64,156
+HK$3,212/mo
Deposit HK$4.88M · loan HK$11.40M · min. income ≈ HK$121,888/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$610,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,823
−HK$4,190/mo
▼ 0.25% · 3.875%
HK$68,901
−HK$2,112/mo
Today · 4.125%
HK$71,013
baseline
▲ 0.50% · 4.625%
HK$75,334
+HK$4,321/mo
Deposit HK$1.63M · loan HK$14.65M · min. income ≈ HK$142,026/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$610,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,340
−HK$4,016/mo
▼ 0.25% · 3.875%
HK$76,333
−HK$2,023/mo
Today · 4.125%
HK$78,356
baseline
▲ 0.50% · 4.625%
HK$82,486
+HK$4,130/mo
Deposit HK$1.63M · loan HK$14.65M · min. income ≈ HK$156,712/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$610,521 · Scale 2, in force from 26 Feb 2026)