LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,126
−HK$2,329/mo
▼ 0.25% · 3.875%
HK$38,281
−HK$1,174/mo
Today · 4.125%
HK$39,455
baseline
▲ 0.50% · 4.625%
HK$41,855
+HK$2,400/mo
Deposit HK$8.14M · loan HK$8.14M · min. income ≈ HK$78,910/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$610,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,303
−HK$2,231/mo
▼ 0.25% · 3.875%
HK$42,411
−HK$1,123/mo
Today · 4.125%
HK$43,534
baseline
▲ 0.50% · 4.625%
HK$45,829
+HK$2,295/mo
Deposit HK$8.14M · loan HK$8.14M · min. income ≈ HK$87,068/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$610,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,552
−HK$2,794/mo
▼ 0.25% · 3.875%
HK$45,938
−HK$1,408/mo
Today · 4.125%
HK$47,346
baseline
▲ 0.50% · 4.625%
HK$50,226
+HK$2,880/mo
Deposit HK$6.51M · loan HK$9.77M · min. income ≈ HK$94,692/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$610,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,563
−HK$2,678/mo
▼ 0.25% · 3.875%
HK$50,893
−HK$1,348/mo
Today · 4.125%
HK$52,241
baseline
▲ 0.50% · 4.625%
HK$54,995
+HK$2,754/mo
Deposit HK$6.51M · loan HK$9.77M · min. income ≈ HK$104,482/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$610,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,977
−HK$3,260/mo
▼ 0.25% · 3.875%
HK$53,594
−HK$1,643/mo
Today · 4.125%
HK$55,237
baseline
▲ 0.50% · 4.625%
HK$58,598
+HK$3,361/mo
Deposit HK$4.88M · loan HK$11.40M · min. income ≈ HK$110,474/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$610,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,824
−HK$3,124/mo
▼ 0.25% · 3.875%
HK$59,375
−HK$1,573/mo
Today · 4.125%
HK$60,948
baseline
▲ 0.50% · 4.625%
HK$64,161
+HK$3,213/mo
Deposit HK$4.88M · loan HK$11.40M · min. income ≈ HK$121,896/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$610,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,828
−HK$4,190/mo
▼ 0.25% · 3.875%
HK$68,906
−HK$2,112/mo
Today · 4.125%
HK$71,018
baseline
▲ 0.50% · 4.625%
HK$75,340
+HK$4,322/mo
Deposit HK$1.63M · loan HK$14.65M · min. income ≈ HK$142,036/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$610,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,345
−HK$4,017/mo
▼ 0.25% · 3.875%
HK$76,339
−HK$2,023/mo
Today · 4.125%
HK$78,362
baseline
▲ 0.50% · 4.625%
HK$82,492
+HK$4,130/mo
Deposit HK$1.63M · loan HK$14.65M · min. income ≈ HK$156,724/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$610,565 · Scale 2, in force from 26 Feb 2026)