LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,128
−HK$2,328/mo
▼ 0.25% · 3.875%
HK$38,282
−HK$1,174/mo
Today · 4.125%
HK$39,456
baseline
▲ 0.50% · 4.625%
HK$41,857
+HK$2,401/mo
Deposit HK$8.14M · loan HK$8.14M · min. income ≈ HK$78,912/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$610,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,304
−HK$2,232/mo
▼ 0.25% · 3.875%
HK$42,412
−HK$1,124/mo
Today · 4.125%
HK$43,536
baseline
▲ 0.50% · 4.625%
HK$45,830
+HK$2,294/mo
Deposit HK$8.14M · loan HK$8.14M · min. income ≈ HK$87,072/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$610,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,553
−HK$2,794/mo
▼ 0.25% · 3.875%
HK$45,939
−HK$1,408/mo
Today · 4.125%
HK$47,347
baseline
▲ 0.50% · 4.625%
HK$50,228
+HK$2,881/mo
Deposit HK$6.51M · loan HK$9.77M · min. income ≈ HK$94,694/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$610,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,565
−HK$2,678/mo
▼ 0.25% · 3.875%
HK$50,894
−HK$1,349/mo
Today · 4.125%
HK$52,243
baseline
▲ 0.50% · 4.625%
HK$54,996
+HK$2,753/mo
Deposit HK$6.51M · loan HK$9.77M · min. income ≈ HK$104,486/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$610,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,979
−HK$3,259/mo
▼ 0.25% · 3.875%
HK$53,595
−HK$1,643/mo
Today · 4.125%
HK$55,238
baseline
▲ 0.50% · 4.625%
HK$58,599
+HK$3,361/mo
Deposit HK$4.88M · loan HK$11.40M · min. income ≈ HK$110,476/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$610,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,826
−HK$3,124/mo
▼ 0.25% · 3.875%
HK$59,376
−HK$1,574/mo
Today · 4.125%
HK$60,950
baseline
▲ 0.50% · 4.625%
HK$64,163
+HK$3,213/mo
Deposit HK$4.88M · loan HK$11.40M · min. income ≈ HK$121,900/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$610,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,830
−HK$4,190/mo
▼ 0.25% · 3.875%
HK$68,908
−HK$2,112/mo
Today · 4.125%
HK$71,020
baseline
▲ 0.50% · 4.625%
HK$75,342
+HK$4,322/mo
Deposit HK$1.63M · loan HK$14.65M · min. income ≈ HK$142,040/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$610,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,347
−HK$4,017/mo
▼ 0.25% · 3.875%
HK$76,341
−HK$2,023/mo
Today · 4.125%
HK$78,364
baseline
▲ 0.50% · 4.625%
HK$82,495
+HK$4,131/mo
Deposit HK$1.63M · loan HK$14.65M · min. income ≈ HK$156,728/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$610,582 · Scale 2, in force from 26 Feb 2026)