LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,128
−HK$2,329/mo
▼ 0.25% · 3.875%
HK$38,283
−HK$1,174/mo
Today · 4.125%
HK$39,457
baseline
▲ 0.50% · 4.625%
HK$41,858
+HK$2,401/mo
Deposit HK$8.14M · loan HK$8.14M · min. income ≈ HK$78,914/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$610,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,305
−HK$2,232/mo
▼ 0.25% · 3.875%
HK$42,413
−HK$1,124/mo
Today · 4.125%
HK$43,537
baseline
▲ 0.50% · 4.625%
HK$45,831
+HK$2,294/mo
Deposit HK$8.14M · loan HK$8.14M · min. income ≈ HK$87,074/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$610,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,554
−HK$2,794/mo
▼ 0.25% · 3.875%
HK$45,940
−HK$1,408/mo
Today · 4.125%
HK$47,348
baseline
▲ 0.50% · 4.625%
HK$50,229
+HK$2,881/mo
Deposit HK$6.51M · loan HK$9.77M · min. income ≈ HK$94,696/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$610,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,566
−HK$2,678/mo
▼ 0.25% · 3.875%
HK$50,895
−HK$1,349/mo
Today · 4.125%
HK$52,244
baseline
▲ 0.50% · 4.625%
HK$54,998
+HK$2,754/mo
Deposit HK$6.51M · loan HK$9.77M · min. income ≈ HK$104,488/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$610,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,980
−HK$3,259/mo
▼ 0.25% · 3.875%
HK$53,597
−HK$1,642/mo
Today · 4.125%
HK$55,239
baseline
▲ 0.50% · 4.625%
HK$58,601
+HK$3,362/mo
Deposit HK$4.88M · loan HK$11.40M · min. income ≈ HK$110,478/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$610,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,827
−HK$3,124/mo
▼ 0.25% · 3.875%
HK$59,378
−HK$1,573/mo
Today · 4.125%
HK$60,951
baseline
▲ 0.50% · 4.625%
HK$64,164
+HK$3,213/mo
Deposit HK$4.88M · loan HK$11.40M · min. income ≈ HK$121,902/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$610,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,831
−HK$4,191/mo
▼ 0.25% · 3.875%
HK$68,910
−HK$2,112/mo
Today · 4.125%
HK$71,022
baseline
▲ 0.50% · 4.625%
HK$75,344
+HK$4,322/mo
Deposit HK$1.63M · loan HK$14.65M · min. income ≈ HK$142,044/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$610,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,349
−HK$4,017/mo
▼ 0.25% · 3.875%
HK$76,343
−HK$2,023/mo
Today · 4.125%
HK$78,366
baseline
▲ 0.50% · 4.625%
HK$82,497
+HK$4,131/mo
Deposit HK$1.63M · loan HK$14.65M · min. income ≈ HK$156,732/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$610,596 · Scale 2, in force from 26 Feb 2026)