LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,132
−HK$2,328/mo
▼ 0.25% · 3.875%
HK$38,287
−HK$1,173/mo
Today · 4.125%
HK$39,460
baseline
▲ 0.50% · 4.625%
HK$41,861
+HK$2,401/mo
Deposit HK$8.14M · loan HK$8.14M · min. income ≈ HK$78,920/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$610,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,309
−HK$2,232/mo
▼ 0.25% · 3.875%
HK$42,417
−HK$1,124/mo
Today · 4.125%
HK$43,541
baseline
▲ 0.50% · 4.625%
HK$45,836
+HK$2,295/mo
Deposit HK$8.14M · loan HK$8.14M · min. income ≈ HK$87,082/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$610,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,558
−HK$2,794/mo
▼ 0.25% · 3.875%
HK$45,944
−HK$1,408/mo
Today · 4.125%
HK$47,352
baseline
▲ 0.50% · 4.625%
HK$50,234
+HK$2,882/mo
Deposit HK$6.51M · loan HK$9.77M · min. income ≈ HK$94,704/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$610,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,571
−HK$2,678/mo
▼ 0.25% · 3.875%
HK$50,900
−HK$1,349/mo
Today · 4.125%
HK$52,249
baseline
▲ 0.50% · 4.625%
HK$55,003
+HK$2,754/mo
Deposit HK$6.51M · loan HK$9.77M · min. income ≈ HK$104,498/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$610,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,985
−HK$3,259/mo
▼ 0.25% · 3.875%
HK$53,602
−HK$1,642/mo
Today · 4.125%
HK$55,244
baseline
▲ 0.50% · 4.625%
HK$58,606
+HK$3,362/mo
Deposit HK$4.89M · loan HK$11.40M · min. income ≈ HK$110,488/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$610,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,832
−HK$3,125/mo
▼ 0.25% · 3.875%
HK$59,383
−HK$1,574/mo
Today · 4.125%
HK$60,957
baseline
▲ 0.50% · 4.625%
HK$64,170
+HK$3,213/mo
Deposit HK$4.89M · loan HK$11.40M · min. income ≈ HK$121,914/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$610,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,837
−HK$4,192/mo
▼ 0.25% · 3.875%
HK$68,916
−HK$2,113/mo
Today · 4.125%
HK$71,029
baseline
▲ 0.50% · 4.625%
HK$75,351
+HK$4,322/mo
Deposit HK$1.63M · loan HK$14.66M · min. income ≈ HK$142,058/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$610,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,356
−HK$4,017/mo
▼ 0.25% · 3.875%
HK$76,350
−HK$2,023/mo
Today · 4.125%
HK$78,373
baseline
▲ 0.50% · 4.625%
HK$82,504
+HK$4,131/mo
Deposit HK$1.63M · loan HK$14.66M · min. income ≈ HK$156,746/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$610,653 · Scale 2, in force from 26 Feb 2026)