LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,134
−HK$2,329/mo
▼ 0.25% · 3.875%
HK$38,290
−HK$1,173/mo
Today · 4.125%
HK$39,463
baseline
▲ 0.50% · 4.625%
HK$41,864
+HK$2,401/mo
Deposit HK$8.14M · loan HK$8.14M · min. income ≈ HK$78,926/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$610,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,312
−HK$2,232/mo
▼ 0.25% · 3.875%
HK$42,420
−HK$1,124/mo
Today · 4.125%
HK$43,544
baseline
▲ 0.50% · 4.625%
HK$45,839
+HK$2,295/mo
Deposit HK$8.14M · loan HK$8.14M · min. income ≈ HK$87,088/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$610,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,561
−HK$2,795/mo
▼ 0.25% · 3.875%
HK$45,947
−HK$1,409/mo
Today · 4.125%
HK$47,356
baseline
▲ 0.50% · 4.625%
HK$50,237
+HK$2,881/mo
Deposit HK$6.51M · loan HK$9.77M · min. income ≈ HK$94,712/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$610,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,574
−HK$2,678/mo
▼ 0.25% · 3.875%
HK$50,904
−HK$1,348/mo
Today · 4.125%
HK$52,252
baseline
▲ 0.50% · 4.625%
HK$55,007
+HK$2,755/mo
Deposit HK$6.51M · loan HK$9.77M · min. income ≈ HK$104,504/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$610,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,988
−HK$3,260/mo
▼ 0.25% · 3.875%
HK$53,605
−HK$1,643/mo
Today · 4.125%
HK$55,248
baseline
▲ 0.50% · 4.625%
HK$58,610
+HK$3,362/mo
Deposit HK$4.89M · loan HK$11.40M · min. income ≈ HK$110,496/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$610,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,836
−HK$3,125/mo
▼ 0.25% · 3.875%
HK$59,387
−HK$1,574/mo
Today · 4.125%
HK$60,961
baseline
▲ 0.50% · 4.625%
HK$64,174
+HK$3,213/mo
Deposit HK$4.89M · loan HK$11.40M · min. income ≈ HK$121,922/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$610,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,842
−HK$4,192/mo
▼ 0.25% · 3.875%
HK$68,921
−HK$2,113/mo
Today · 4.125%
HK$71,034
baseline
▲ 0.50% · 4.625%
HK$75,356
+HK$4,322/mo
Deposit HK$1.63M · loan HK$14.66M · min. income ≈ HK$142,068/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$610,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,361
−HK$4,018/mo
▼ 0.25% · 3.875%
HK$76,355
−HK$2,024/mo
Today · 4.125%
HK$78,379
baseline
▲ 0.50% · 4.625%
HK$82,510
+HK$4,131/mo
Deposit HK$1.63M · loan HK$14.66M · min. income ≈ HK$156,758/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$610,695 · Scale 2, in force from 26 Feb 2026)