LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,135
−HK$2,329/mo
▼ 0.25% · 3.875%
HK$38,290
−HK$1,174/mo
Today · 4.125%
HK$39,464
baseline
▲ 0.50% · 4.625%
HK$41,865
+HK$2,401/mo
Deposit HK$8.14M · loan HK$8.14M · min. income ≈ HK$78,928/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$610,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,312
−HK$2,232/mo
▼ 0.25% · 3.875%
HK$42,420
−HK$1,124/mo
Today · 4.125%
HK$43,544
baseline
▲ 0.50% · 4.625%
HK$45,840
+HK$2,296/mo
Deposit HK$8.14M · loan HK$8.14M · min. income ≈ HK$87,088/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$610,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,562
−HK$2,794/mo
▼ 0.25% · 3.875%
HK$45,948
−HK$1,408/mo
Today · 4.125%
HK$47,356
baseline
▲ 0.50% · 4.625%
HK$50,238
+HK$2,882/mo
Deposit HK$6.51M · loan HK$9.77M · min. income ≈ HK$94,712/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$610,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,575
−HK$2,678/mo
▼ 0.25% · 3.875%
HK$50,904
−HK$1,349/mo
Today · 4.125%
HK$52,253
baseline
▲ 0.50% · 4.625%
HK$55,007
+HK$2,754/mo
Deposit HK$6.51M · loan HK$9.77M · min. income ≈ HK$104,506/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$610,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,989
−HK$3,260/mo
▼ 0.25% · 3.875%
HK$53,606
−HK$1,643/mo
Today · 4.125%
HK$55,249
baseline
▲ 0.50% · 4.625%
HK$58,611
+HK$3,362/mo
Deposit HK$4.89M · loan HK$11.40M · min. income ≈ HK$110,498/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$610,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,837
−HK$3,125/mo
▼ 0.25% · 3.875%
HK$59,388
−HK$1,574/mo
Today · 4.125%
HK$60,962
baseline
▲ 0.50% · 4.625%
HK$64,175
+HK$3,213/mo
Deposit HK$4.89M · loan HK$11.40M · min. income ≈ HK$121,924/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$610,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,843
−HK$4,192/mo
▼ 0.25% · 3.875%
HK$68,922
−HK$2,113/mo
Today · 4.125%
HK$71,035
baseline
▲ 0.50% · 4.625%
HK$75,357
+HK$4,322/mo
Deposit HK$1.63M · loan HK$14.66M · min. income ≈ HK$142,070/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$610,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,362
−HK$4,018/mo
▼ 0.25% · 3.875%
HK$76,356
−HK$2,024/mo
Today · 4.125%
HK$78,380
baseline
▲ 0.50% · 4.625%
HK$82,511
+HK$4,131/mo
Deposit HK$1.63M · loan HK$14.66M · min. income ≈ HK$156,760/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$610,705 · Scale 2, in force from 26 Feb 2026)