LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,137
−HK$2,329/mo
▼ 0.25% · 3.875%
HK$38,293
−HK$1,173/mo
Today · 4.125%
HK$39,466
baseline
▲ 0.50% · 4.625%
HK$41,868
+HK$2,402/mo
Deposit HK$8.14M · loan HK$8.14M · min. income ≈ HK$78,932/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$610,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,315
−HK$2,232/mo
▼ 0.25% · 3.875%
HK$42,423
−HK$1,124/mo
Today · 4.125%
HK$43,547
baseline
▲ 0.50% · 4.625%
HK$45,843
+HK$2,296/mo
Deposit HK$8.14M · loan HK$8.14M · min. income ≈ HK$87,094/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$610,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,565
−HK$2,795/mo
▼ 0.25% · 3.875%
HK$45,951
−HK$1,409/mo
Today · 4.125%
HK$47,360
baseline
▲ 0.50% · 4.625%
HK$50,241
+HK$2,881/mo
Deposit HK$6.51M · loan HK$9.77M · min. income ≈ HK$94,720/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$610,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,578
−HK$2,679/mo
▼ 0.25% · 3.875%
HK$50,908
−HK$1,349/mo
Today · 4.125%
HK$52,257
baseline
▲ 0.50% · 4.625%
HK$55,011
+HK$2,754/mo
Deposit HK$6.51M · loan HK$9.77M · min. income ≈ HK$104,514/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$610,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,992
−HK$3,261/mo
▼ 0.25% · 3.875%
HK$53,610
−HK$1,643/mo
Today · 4.125%
HK$55,253
baseline
▲ 0.50% · 4.625%
HK$58,615
+HK$3,362/mo
Deposit HK$4.89M · loan HK$11.40M · min. income ≈ HK$110,506/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$610,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,841
−HK$3,125/mo
▼ 0.25% · 3.875%
HK$59,392
−HK$1,574/mo
Today · 4.125%
HK$60,966
baseline
▲ 0.50% · 4.625%
HK$64,180
+HK$3,214/mo
Deposit HK$4.89M · loan HK$11.40M · min. income ≈ HK$121,932/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$610,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,847
−HK$4,192/mo
▼ 0.25% · 3.875%
HK$68,927
−HK$2,112/mo
Today · 4.125%
HK$71,039
baseline
▲ 0.50% · 4.625%
HK$75,362
+HK$4,323/mo
Deposit HK$1.63M · loan HK$14.66M · min. income ≈ HK$142,078/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$610,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,367
−HK$4,018/mo
▼ 0.25% · 3.875%
HK$76,362
−HK$2,023/mo
Today · 4.125%
HK$78,385
baseline
▲ 0.50% · 4.625%
HK$82,517
+HK$4,132/mo
Deposit HK$1.63M · loan HK$14.66M · min. income ≈ HK$156,770/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$610,745 · Scale 2, in force from 26 Feb 2026)