LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,139
−HK$2,329/mo
▼ 0.25% · 3.875%
HK$38,294
−HK$1,174/mo
Today · 4.125%
HK$39,468
baseline
▲ 0.50% · 4.625%
HK$41,870
+HK$2,402/mo
Deposit HK$8.14M · loan HK$8.14M · min. income ≈ HK$78,936/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$610,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,317
−HK$2,232/mo
▼ 0.25% · 3.875%
HK$42,425
−HK$1,124/mo
Today · 4.125%
HK$43,549
baseline
▲ 0.50% · 4.625%
HK$45,845
+HK$2,296/mo
Deposit HK$8.14M · loan HK$8.14M · min. income ≈ HK$87,098/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$610,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,567
−HK$2,795/mo
▼ 0.25% · 3.875%
HK$45,953
−HK$1,409/mo
Today · 4.125%
HK$47,362
baseline
▲ 0.50% · 4.625%
HK$50,244
+HK$2,882/mo
Deposit HK$6.51M · loan HK$9.77M · min. income ≈ HK$94,724/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$610,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,580
−HK$2,679/mo
▼ 0.25% · 3.875%
HK$50,910
−HK$1,349/mo
Today · 4.125%
HK$52,259
baseline
▲ 0.50% · 4.625%
HK$55,014
+HK$2,755/mo
Deposit HK$6.51M · loan HK$9.77M · min. income ≈ HK$104,518/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$610,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,995
−HK$3,260/mo
▼ 0.25% · 3.875%
HK$53,612
−HK$1,643/mo
Today · 4.125%
HK$55,255
baseline
▲ 0.50% · 4.625%
HK$58,617
+HK$3,362/mo
Deposit HK$4.89M · loan HK$11.40M · min. income ≈ HK$110,510/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$610,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,844
−HK$3,125/mo
▼ 0.25% · 3.875%
HK$59,395
−HK$1,574/mo
Today · 4.125%
HK$60,969
baseline
▲ 0.50% · 4.625%
HK$64,182
+HK$3,213/mo
Deposit HK$4.89M · loan HK$11.40M · min. income ≈ HK$121,938/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$610,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,850
−HK$4,192/mo
▼ 0.25% · 3.875%
HK$68,930
−HK$2,112/mo
Today · 4.125%
HK$71,042
baseline
▲ 0.50% · 4.625%
HK$75,365
+HK$4,323/mo
Deposit HK$1.63M · loan HK$14.66M · min. income ≈ HK$142,084/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$610,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,370
−HK$4,018/mo
▼ 0.25% · 3.875%
HK$76,365
−HK$2,023/mo
Today · 4.125%
HK$78,388
baseline
▲ 0.50% · 4.625%
HK$82,520
+HK$4,132/mo
Deposit HK$1.63M · loan HK$14.66M · min. income ≈ HK$156,776/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$610,772 · Scale 2, in force from 26 Feb 2026)