LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,140
−HK$2,329/mo
▼ 0.25% · 3.875%
HK$38,295
−HK$1,174/mo
Today · 4.125%
HK$39,469
baseline
▲ 0.50% · 4.625%
HK$41,870
+HK$2,401/mo
Deposit HK$8.14M · loan HK$8.14M · min. income ≈ HK$78,938/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$610,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,317
−HK$2,233/mo
▼ 0.25% · 3.875%
HK$42,426
−HK$1,124/mo
Today · 4.125%
HK$43,550
baseline
▲ 0.50% · 4.625%
HK$45,845
+HK$2,295/mo
Deposit HK$8.14M · loan HK$8.14M · min. income ≈ HK$87,100/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$610,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,568
−HK$2,794/mo
▼ 0.25% · 3.875%
HK$45,954
−HK$1,408/mo
Today · 4.125%
HK$47,362
baseline
▲ 0.50% · 4.625%
HK$50,244
+HK$2,882/mo
Deposit HK$6.51M · loan HK$9.77M · min. income ≈ HK$94,724/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$610,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,581
−HK$2,679/mo
▼ 0.25% · 3.875%
HK$50,911
−HK$1,349/mo
Today · 4.125%
HK$52,260
baseline
▲ 0.50% · 4.625%
HK$55,014
+HK$2,754/mo
Deposit HK$6.51M · loan HK$9.77M · min. income ≈ HK$104,520/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$610,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,996
−HK$3,260/mo
▼ 0.25% · 3.875%
HK$53,613
−HK$1,643/mo
Today · 4.125%
HK$55,256
baseline
▲ 0.50% · 4.625%
HK$58,618
+HK$3,362/mo
Deposit HK$4.89M · loan HK$11.40M · min. income ≈ HK$110,512/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$610,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,844
−HK$3,126/mo
▼ 0.25% · 3.875%
HK$59,396
−HK$1,574/mo
Today · 4.125%
HK$60,970
baseline
▲ 0.50% · 4.625%
HK$64,183
+HK$3,213/mo
Deposit HK$4.89M · loan HK$11.40M · min. income ≈ HK$121,940/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$610,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,851
−HK$4,193/mo
▼ 0.25% · 3.875%
HK$68,931
−HK$2,113/mo
Today · 4.125%
HK$71,044
baseline
▲ 0.50% · 4.625%
HK$75,366
+HK$4,322/mo
Deposit HK$1.63M · loan HK$14.66M · min. income ≈ HK$142,088/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$610,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,371
−HK$4,019/mo
▼ 0.25% · 3.875%
HK$76,366
−HK$2,024/mo
Today · 4.125%
HK$78,390
baseline
▲ 0.50% · 4.625%
HK$82,522
+HK$4,132/mo
Deposit HK$1.63M · loan HK$14.66M · min. income ≈ HK$156,780/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$610,781 · Scale 2, in force from 26 Feb 2026)