LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,141
−HK$2,329/mo
▼ 0.25% · 3.875%
HK$38,296
−HK$1,174/mo
Today · 4.125%
HK$39,470
baseline
▲ 0.50% · 4.625%
HK$41,871
+HK$2,401/mo
Deposit HK$8.14M · loan HK$8.14M · min. income ≈ HK$78,940/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$610,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,319
−HK$2,232/mo
▼ 0.25% · 3.875%
HK$42,427
−HK$1,124/mo
Today · 4.125%
HK$43,551
baseline
▲ 0.50% · 4.625%
HK$45,847
+HK$2,296/mo
Deposit HK$8.14M · loan HK$8.14M · min. income ≈ HK$87,102/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$610,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,569
−HK$2,795/mo
▼ 0.25% · 3.875%
HK$45,955
−HK$1,409/mo
Today · 4.125%
HK$47,364
baseline
▲ 0.50% · 4.625%
HK$50,246
+HK$2,882/mo
Deposit HK$6.52M · loan HK$9.77M · min. income ≈ HK$94,728/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$610,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,582
−HK$2,679/mo
▼ 0.25% · 3.875%
HK$50,912
−HK$1,349/mo
Today · 4.125%
HK$52,261
baseline
▲ 0.50% · 4.625%
HK$55,016
+HK$2,755/mo
Deposit HK$6.52M · loan HK$9.77M · min. income ≈ HK$104,522/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$610,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,997
−HK$3,261/mo
▼ 0.25% · 3.875%
HK$53,614
−HK$1,644/mo
Today · 4.125%
HK$55,258
baseline
▲ 0.50% · 4.625%
HK$58,620
+HK$3,362/mo
Deposit HK$4.89M · loan HK$11.40M · min. income ≈ HK$110,516/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$610,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,846
−HK$3,125/mo
▼ 0.25% · 3.875%
HK$59,398
−HK$1,573/mo
Today · 4.125%
HK$60,971
baseline
▲ 0.50% · 4.625%
HK$64,185
+HK$3,214/mo
Deposit HK$4.89M · loan HK$11.40M · min. income ≈ HK$121,942/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$610,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,853
−HK$4,193/mo
▼ 0.25% · 3.875%
HK$68,933
−HK$2,113/mo
Today · 4.125%
HK$71,046
baseline
▲ 0.50% · 4.625%
HK$75,369
+HK$4,323/mo
Deposit HK$1.63M · loan HK$14.66M · min. income ≈ HK$142,092/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$610,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,374
−HK$4,018/mo
▼ 0.25% · 3.875%
HK$76,368
−HK$2,024/mo
Today · 4.125%
HK$78,392
baseline
▲ 0.50% · 4.625%
HK$82,524
+HK$4,132/mo
Deposit HK$1.63M · loan HK$14.66M · min. income ≈ HK$156,784/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$610,800 · Scale 2, in force from 26 Feb 2026)