LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,141
−HK$2,329/mo
▼ 0.25% · 3.875%
HK$38,297
−HK$1,173/mo
Today · 4.125%
HK$39,470
baseline
▲ 0.50% · 4.625%
HK$41,872
+HK$2,402/mo
Deposit HK$8.14M · loan HK$8.14M · min. income ≈ HK$78,940/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$610,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,319
−HK$2,233/mo
▼ 0.25% · 3.875%
HK$42,428
−HK$1,124/mo
Today · 4.125%
HK$43,552
baseline
▲ 0.50% · 4.625%
HK$45,847
+HK$2,295/mo
Deposit HK$8.14M · loan HK$8.14M · min. income ≈ HK$87,104/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$610,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,570
−HK$2,795/mo
▼ 0.25% · 3.875%
HK$45,956
−HK$1,409/mo
Today · 4.125%
HK$47,365
baseline
▲ 0.50% · 4.625%
HK$50,247
+HK$2,882/mo
Deposit HK$6.52M · loan HK$9.77M · min. income ≈ HK$94,730/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$610,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,583
−HK$2,679/mo
▼ 0.25% · 3.875%
HK$50,913
−HK$1,349/mo
Today · 4.125%
HK$52,262
baseline
▲ 0.50% · 4.625%
HK$55,017
+HK$2,755/mo
Deposit HK$6.52M · loan HK$9.77M · min. income ≈ HK$104,524/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$610,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,998
−HK$3,261/mo
▼ 0.25% · 3.875%
HK$53,615
−HK$1,644/mo
Today · 4.125%
HK$55,259
baseline
▲ 0.50% · 4.625%
HK$58,621
+HK$3,362/mo
Deposit HK$4.89M · loan HK$11.40M · min. income ≈ HK$110,518/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$610,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,847
−HK$3,125/mo
▼ 0.25% · 3.875%
HK$59,399
−HK$1,573/mo
Today · 4.125%
HK$60,972
baseline
▲ 0.50% · 4.625%
HK$64,186
+HK$3,214/mo
Deposit HK$4.89M · loan HK$11.40M · min. income ≈ HK$121,944/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$610,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,854
−HK$4,193/mo
▼ 0.25% · 3.875%
HK$68,934
−HK$2,113/mo
Today · 4.125%
HK$71,047
baseline
▲ 0.50% · 4.625%
HK$75,370
+HK$4,323/mo
Deposit HK$1.63M · loan HK$14.66M · min. income ≈ HK$142,094/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$610,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,375
−HK$4,018/mo
▼ 0.25% · 3.875%
HK$76,370
−HK$2,023/mo
Today · 4.125%
HK$78,393
baseline
▲ 0.50% · 4.625%
HK$82,525
+HK$4,132/mo
Deposit HK$1.63M · loan HK$14.66M · min. income ≈ HK$156,786/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$610,809 · Scale 2, in force from 26 Feb 2026)