LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,144
−HK$2,329/mo
▼ 0.25% · 3.875%
HK$38,299
−HK$1,174/mo
Today · 4.125%
HK$39,473
baseline
▲ 0.50% · 4.625%
HK$41,875
+HK$2,402/mo
Deposit HK$8.14M · loan HK$8.14M · min. income ≈ HK$78,946/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$610,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,322
−HK$2,232/mo
▼ 0.25% · 3.875%
HK$42,430
−HK$1,124/mo
Today · 4.125%
HK$43,554
baseline
▲ 0.50% · 4.625%
HK$45,850
+HK$2,296/mo
Deposit HK$8.14M · loan HK$8.14M · min. income ≈ HK$87,108/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$610,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,572
−HK$2,795/mo
▼ 0.25% · 3.875%
HK$45,959
−HK$1,408/mo
Today · 4.125%
HK$47,367
baseline
▲ 0.50% · 4.625%
HK$50,250
+HK$2,883/mo
Deposit HK$6.52M · loan HK$9.77M · min. income ≈ HK$94,734/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$610,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,586
−HK$2,679/mo
▼ 0.25% · 3.875%
HK$50,916
−HK$1,349/mo
Today · 4.125%
HK$52,265
baseline
▲ 0.50% · 4.625%
HK$55,020
+HK$2,755/mo
Deposit HK$6.52M · loan HK$9.77M · min. income ≈ HK$104,530/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$610,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,001
−HK$3,261/mo
▼ 0.25% · 3.875%
HK$53,619
−HK$1,643/mo
Today · 4.125%
HK$55,262
baseline
▲ 0.50% · 4.625%
HK$58,625
+HK$3,363/mo
Deposit HK$4.89M · loan HK$11.40M · min. income ≈ HK$110,524/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$610,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,851
−HK$3,125/mo
▼ 0.25% · 3.875%
HK$59,402
−HK$1,574/mo
Today · 4.125%
HK$60,976
baseline
▲ 0.50% · 4.625%
HK$64,190
+HK$3,214/mo
Deposit HK$4.89M · loan HK$11.40M · min. income ≈ HK$121,952/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$610,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,859
−HK$4,192/mo
▼ 0.25% · 3.875%
HK$68,938
−HK$2,113/mo
Today · 4.125%
HK$71,051
baseline
▲ 0.50% · 4.625%
HK$75,374
+HK$4,323/mo
Deposit HK$1.63M · loan HK$14.66M · min. income ≈ HK$142,102/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$610,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,379
−HK$4,019/mo
▼ 0.25% · 3.875%
HK$76,374
−HK$2,024/mo
Today · 4.125%
HK$78,398
baseline
▲ 0.50% · 4.625%
HK$82,530
+HK$4,132/mo
Deposit HK$1.63M · loan HK$14.66M · min. income ≈ HK$156,796/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$610,847 · Scale 2, in force from 26 Feb 2026)