LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,144
−HK$2,330/mo
▼ 0.25% · 3.875%
HK$38,300
−HK$1,174/mo
Today · 4.125%
HK$39,474
baseline
▲ 0.50% · 4.625%
HK$41,876
+HK$2,402/mo
Deposit HK$8.14M · loan HK$8.14M · min. income ≈ HK$78,948/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$610,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,323
−HK$2,232/mo
▼ 0.25% · 3.875%
HK$42,431
−HK$1,124/mo
Today · 4.125%
HK$43,555
baseline
▲ 0.50% · 4.625%
HK$45,851
+HK$2,296/mo
Deposit HK$8.14M · loan HK$8.14M · min. income ≈ HK$87,110/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$610,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,573
−HK$2,796/mo
▼ 0.25% · 3.875%
HK$45,960
−HK$1,409/mo
Today · 4.125%
HK$47,369
baseline
▲ 0.50% · 4.625%
HK$50,251
+HK$2,882/mo
Deposit HK$6.52M · loan HK$9.77M · min. income ≈ HK$94,738/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$610,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,587
−HK$2,680/mo
▼ 0.25% · 3.875%
HK$50,917
−HK$1,350/mo
Today · 4.125%
HK$52,267
baseline
▲ 0.50% · 4.625%
HK$55,022
+HK$2,755/mo
Deposit HK$6.52M · loan HK$9.77M · min. income ≈ HK$104,534/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$610,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,002
−HK$3,261/mo
▼ 0.25% · 3.875%
HK$53,620
−HK$1,643/mo
Today · 4.125%
HK$55,263
baseline
▲ 0.50% · 4.625%
HK$58,626
+HK$3,363/mo
Deposit HK$4.89M · loan HK$11.40M · min. income ≈ HK$110,526/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$610,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,852
−HK$3,126/mo
▼ 0.25% · 3.875%
HK$59,404
−HK$1,574/mo
Today · 4.125%
HK$60,978
baseline
▲ 0.50% · 4.625%
HK$64,192
+HK$3,214/mo
Deposit HK$4.89M · loan HK$11.40M · min. income ≈ HK$121,956/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$610,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,860
−HK$4,193/mo
▼ 0.25% · 3.875%
HK$68,940
−HK$2,113/mo
Today · 4.125%
HK$71,053
baseline
▲ 0.50% · 4.625%
HK$75,376
+HK$4,323/mo
Deposit HK$1.63M · loan HK$14.66M · min. income ≈ HK$142,106/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$610,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,381
−HK$4,019/mo
▼ 0.25% · 3.875%
HK$76,376
−HK$2,024/mo
Today · 4.125%
HK$78,400
baseline
▲ 0.50% · 4.625%
HK$82,532
+HK$4,132/mo
Deposit HK$1.63M · loan HK$14.66M · min. income ≈ HK$156,800/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$610,861 · Scale 2, in force from 26 Feb 2026)