LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,145
−HK$2,329/mo
▼ 0.25% · 3.875%
HK$38,301
−HK$1,173/mo
Today · 4.125%
HK$39,474
baseline
▲ 0.50% · 4.625%
HK$41,876
+HK$2,402/mo
Deposit HK$8.14M · loan HK$8.14M · min. income ≈ HK$78,948/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$610,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,324
−HK$2,232/mo
▼ 0.25% · 3.875%
HK$42,432
−HK$1,124/mo
Today · 4.125%
HK$43,556
baseline
▲ 0.50% · 4.625%
HK$45,852
+HK$2,296/mo
Deposit HK$8.14M · loan HK$8.14M · min. income ≈ HK$87,112/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$610,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,574
−HK$2,795/mo
▼ 0.25% · 3.875%
HK$45,961
−HK$1,408/mo
Today · 4.125%
HK$47,369
baseline
▲ 0.50% · 4.625%
HK$50,252
+HK$2,883/mo
Deposit HK$6.52M · loan HK$9.77M · min. income ≈ HK$94,738/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$610,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,588
−HK$2,679/mo
▼ 0.25% · 3.875%
HK$50,918
−HK$1,349/mo
Today · 4.125%
HK$52,267
baseline
▲ 0.50% · 4.625%
HK$55,023
+HK$2,756/mo
Deposit HK$6.52M · loan HK$9.77M · min. income ≈ HK$104,534/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$610,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,003
−HK$3,261/mo
▼ 0.25% · 3.875%
HK$53,621
−HK$1,643/mo
Today · 4.125%
HK$55,264
baseline
▲ 0.50% · 4.625%
HK$58,627
+HK$3,363/mo
Deposit HK$4.89M · loan HK$11.40M · min. income ≈ HK$110,528/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$610,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,853
−HK$3,126/mo
▼ 0.25% · 3.875%
HK$59,405
−HK$1,574/mo
Today · 4.125%
HK$60,979
baseline
▲ 0.50% · 4.625%
HK$64,193
+HK$3,214/mo
Deposit HK$4.89M · loan HK$11.40M · min. income ≈ HK$121,958/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$610,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,861
−HK$4,193/mo
▼ 0.25% · 3.875%
HK$68,941
−HK$2,113/mo
Today · 4.125%
HK$71,054
baseline
▲ 0.50% · 4.625%
HK$75,378
+HK$4,324/mo
Deposit HK$1.63M · loan HK$14.66M · min. income ≈ HK$142,108/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$610,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,383
−HK$4,018/mo
▼ 0.25% · 3.875%
HK$76,377
−HK$2,024/mo
Today · 4.125%
HK$78,401
baseline
▲ 0.50% · 4.625%
HK$82,534
+HK$4,133/mo
Deposit HK$1.63M · loan HK$14.66M · min. income ≈ HK$156,802/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$610,872 · Scale 2, in force from 26 Feb 2026)