LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,148
−HK$2,330/mo
▼ 0.25% · 3.875%
HK$38,304
−HK$1,174/mo
Today · 4.125%
HK$39,478
baseline
▲ 0.50% · 4.625%
HK$41,880
+HK$2,402/mo
Deposit HK$8.15M · loan HK$8.15M · min. income ≈ HK$78,956/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$610,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,327
−HK$2,233/mo
▼ 0.25% · 3.875%
HK$42,435
−HK$1,125/mo
Today · 4.125%
HK$43,560
baseline
▲ 0.50% · 4.625%
HK$45,856
+HK$2,296/mo
Deposit HK$8.15M · loan HK$8.15M · min. income ≈ HK$87,120/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$610,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,578
−HK$2,795/mo
▼ 0.25% · 3.875%
HK$45,964
−HK$1,409/mo
Today · 4.125%
HK$47,373
baseline
▲ 0.50% · 4.625%
HK$50,256
+HK$2,883/mo
Deposit HK$6.52M · loan HK$9.77M · min. income ≈ HK$94,746/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$610,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,592
−HK$2,679/mo
▼ 0.25% · 3.875%
HK$50,922
−HK$1,349/mo
Today · 4.125%
HK$52,271
baseline
▲ 0.50% · 4.625%
HK$55,027
+HK$2,756/mo
Deposit HK$6.52M · loan HK$9.77M · min. income ≈ HK$104,542/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$610,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,007
−HK$3,262/mo
▼ 0.25% · 3.875%
HK$53,625
−HK$1,644/mo
Today · 4.125%
HK$55,269
baseline
▲ 0.50% · 4.625%
HK$58,631
+HK$3,362/mo
Deposit HK$4.89M · loan HK$11.40M · min. income ≈ HK$110,538/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$610,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,857
−HK$3,126/mo
▼ 0.25% · 3.875%
HK$59,409
−HK$1,574/mo
Today · 4.125%
HK$60,983
baseline
▲ 0.50% · 4.625%
HK$64,198
+HK$3,215/mo
Deposit HK$4.89M · loan HK$11.40M · min. income ≈ HK$121,966/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$610,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,866
−HK$4,194/mo
▼ 0.25% · 3.875%
HK$68,946
−HK$2,114/mo
Today · 4.125%
HK$71,060
baseline
▲ 0.50% · 4.625%
HK$75,383
+HK$4,323/mo
Deposit HK$1.63M · loan HK$14.66M · min. income ≈ HK$142,120/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$610,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,388
−HK$4,019/mo
▼ 0.25% · 3.875%
HK$76,383
−HK$2,024/mo
Today · 4.125%
HK$78,407
baseline
▲ 0.50% · 4.625%
HK$82,540
+HK$4,133/mo
Deposit HK$1.63M · loan HK$14.66M · min. income ≈ HK$156,814/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$610,919 · Scale 2, in force from 26 Feb 2026)